Sr. SBA Loan Closer - Dallas, TX​/Onsite

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Regular Full-Time Officer TX
- Tollway, Dallas, TX, US

3 days ago Requisition

Established in 1964 in Omaha, Nebraska, our family-owned financial institution's vision is to be the best in class in meeting the evolving financial needs of our customers. Our extensive history and family-owned legacy give us a deep and genuine understanding of how to serve and treat our customers. We offer a holistic financial approach with solutions for personal, business and wealth in three markets:
Iowa, Nebraska and Texas.

As a community bank, we value long-term partnerships built on trust and integrity. As an employer, we take pride in building meaningful relationships and celebrating the unique differences that define each team member; it's what makes us a stronger unit. It's one of the many reasons why creating a strong culture of empowerment, support, and opportunity is an ongoing focus.

This position is responsible for independently managing a pipeline of SBA loans from credit approval through closing and funding. This role ensures all transactions are documented, structured, and closed in strict compliance with SBA SOP 50 10, bank policies, and regulatory requirements.

This position serves as a key liaison between borrowers, attorneys, title companies, and internal teams, ensuring all closing conditions are satisfied and all documentation is complete, accurate, and audit ready. The Senior Closer is expected to proactively identify and resolve issues, deliver high-quality loan files, and support complex transactions including commercial real estate, construction, and business acquisition loans.

• Independently manages SBA loan closings from approval through funding.
• Reviews credit approvals and SBA authorizations to determine closing requirements.
• Prepares and/or reviews all loan documentation to ensure accuracy, completeness, and compliance with: SBA SOP requirements, bank credit approvals and regulatory standards.
• Ensures all loan conditions (collateral, insurance, equity injection, entity documentation) are satisfied prior to closing.
• Coordinates loan closings with borrowers, attorneys, title companies, CDCs, and internal teams.
• Manages funding processes, including disbursements, wire instructions, and SBA guaranty fee payments.
• Serves as a subject matter expert for SBA closing processes and compliance requirements.
• Provides guidance and support to junior closers and team members.
• Assists in training, onboarding, and process improvements.
• Stays current on SBA SOP updates and regulatory changes and communicate impacts to the team.

• Leads the preparation of complex legal and credit files and SBA Loan Application package; guarantees all required signatures are obtained to eliminate faulty closings and ensuring overall acceptance.
• Evaluates, interprets, and approves third party vendor documentation such as appraisals, environmental reports, UCC and lien searches, 4506-T (Tax Return transcripts), etc. for accuracy.
• Pulls CAIVRS and SAM checks on customers.
• Audits and approves all articles and by-laws, as well as partnership and LLC agreements to ensure all affiliate information is accurate before sending to SBA.
• Calculates and gathers final estimates/budgets for construction project and leasehold improvements.
• Using knowledge of construction loans, obtains and reviews escrow instructions.
• Inputs loan data into ETRAN/SBA system to obtain SBA loan number.
• Oversees all correspondence with attorneys preparing loan documentation and conducting secondary reviews to ensure accuracy and all legal requirements are satisfied.
• Advises and educates borrower(s) on documentation necessary to close, fund and service the loan.
• Assembles critical documents, financials, memos, etc. to ensure information is available in the imaging system in a timely manner.

• Works with loan operations to ensure a smooth closing and funding process for the customer.
• Reviews all loan draws and approves construction draws for all SBA construction loans.
• Serves as the primary point of contact for all closing-related matters.
• Coordinates with borrowers and guarantors, loan officers and underwriters, and attorneys, title companies, and insurance agents, as well as communicates documentation requirements and timelines clearly to all parties.
• Maintains strong working relationships to ensure efficient closings.

• Handles customer service inquiries and follow-up
• Provides a high level of customer service to bank customers, including account transfers, draw requests, wires, payoff statements, research, etc.
• Maintains loan files by ensuring all documents are filed in the loan file in a timely manner.

Performs other duties as required and assigned.

• In-depth…