Manager, US Credit Risk

Job Title:

Manager, U.S. Credit Risk, Risk Reporting
Purpose

The Manager, U.S. Credit Risk, Risk Reporting will contribute to the team’s efficient and effective credit risk assessment, credit adjudication and portfolio/risk management. This Manager will be specifically responsible for managing the development and production of portfolio reporting, analytical tools, and credit related data, managing the portfolio reconciliation process with U.S. Finance and assisting with the credit data error identification and resolution process.

This role will be located in Dallas, Tx and report to the Managing Director, U.S. Credit Risk Governance and Risk Reporting.

• Work with Global Risk Reporting team to create, design, and develop credit risk portfolio reporting tools for presentation of U.S. Credit Risk portfolio information to Scotiabank U.S. senior management
• Optimize and expand existing management information systems (MIS) to provide more robust day‑to‑day credit risk portfolio monitoring tools for U.S. Credit Risk team members
• Lead monthly credit risk portfolio reporting and preparation of standard regulatory reporting presentation and information packages
• Serve as the responsible data quality officer for U.S. Credit Risk data, leading the continuous improvement of the existing program to ensure the quality of subject credit risk data.
• Collect, aggregate, and serve as the lead officer for remediation of data quality gaps, working closely with GBM and U.S. Data Governance officers in the efforts
• Lead the monthly and quarterly reconciliation of reporting between U.S. Credit and Finance
• Develop and implement processes, procedures, and controls related to credit risk portfolio reporting and data quality control, as well as designing and constructing reporting solutions
• Provide timely responses to frequent ad hoc reporting and portfolio information requests from senior management, U.S. Credit Team members, regulators, and other constituents
• Support other components of U.S. Credit Risk efforts, including potentially providing analytical support in other areas working with U.S. Finance, Risk Analytics, and Data Governance
• Work independently, completing tasks and delivering accurate reporting packages within firm deadlines.

• A minimum of three or more years of progressive, relevant and practical experience, preferably within a financial institution, ideally in an information management field and a track record of success in implementing effective information systems that support and generate profitable and informed decision‑making in the financial services sector
• Credit risk knowledge and experience is an asset
• A relevant university degree is a requirement
• Advanced data management and report building skills are important, coupled with strong financial, accounting, computer literacy, time management, and excellent written and oral communication skills
• Proficiency in Power BI, Excel and SQL is required
• Working knowledge of the Bank’s wholesale products, policies and procedures would be advantageous
• Highly motivated, organized individual with strong communication and interpersonal skills, knowledge of project and process management disciplines along with a positive "can do" attitude
• Initiative, creativity, good judgment, and attention to detail are necessary
• A high level of commitment and a strong sense of teamwork are required to succeed in the role

Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well‑being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

Scotiabank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law.