Credit Products Underwriter III - Commercial Banking

Req : 77461

Location: Dallas - DAL, Phoenix - PHOE

Areas of Interest: Accounting;
Commercial Banking;
Commercial Credit Specialist;
Commercial Credit Underwriter

Pay Transparency Salary Range: Not Available

Final date to receive applications: 05/25/2026

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates Trans Fund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions:
Bank of Albuquerque;
Bank of Oklahoma;
Bank of Texas and BOK Financial.

Our commercial banking team delivers personalized services to growth-oriented businesses with exceptional expertise. We offer a wide range of financial solutions, including loans, deposits, and cash management. Leveraging a broad array of products and expert advice, we support business owners in achieving their goals, all while being backed by a robust network within the business community.

The Credit Products Underwriter I - Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs. Responsibilities include financing investment real estate, owner‑occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, and credits with SBA guarantees. The role also involves independently underwriting non‑complex requests, providing product and industry expertise to clients, and designing and executing solutions for complex clients.

• Manage multiple active credit requests from various Relationship Managers and geographic locations; prioritize and manage time efficiently.
• Serve as the client‑facing liaison, providing consultation and collaboration to deliver integrated solutions.
• Balance time between analysis, design, execution of deals, and joint client calls with RMs to provide advice.
• Partner with RMs to assist in generating revenue and profitability.

This team thrives on a culture of integrity, collaboration, and innovation. We value building strong client relationships and support each member’s professional growth.

• Prepare financial underwriting for transactions that impact lending division profitability.
• Conduct credit analysis independently or with senior staff based on complexity.
• Provide recommendations on transaction structure to Relationship and Department Managers.
• Identify and document policy exceptions while gathering key customer information.
• Collaborate with credit approval officers to support analysis and conclusions.
• Assist in developing new credit business through joint calls with Relationship Managers.
• Prepare compliance reports, commitment documents, and present credit information to management.

This level of knowledge is normally acquired through completion of a Bachelor's degree and 2+ years of credit analysis/credit products underwriter experience; or 7+ years of equivalent work‑related experience.

• Ability to communicate and convey information clearly through multiple channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for organizational goals.
• General knowledge of credit principles, lending functions, loan analysis, and credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Proactive communication with colleagues and senior personnel.
• Conflict management skills.
• Ability to work efficiently under limited time frames.
• General knowledge of loan documentation, loan policy, and regulations.
• General knowledge of the Loan Grading Process.
• Excellent oral and written communication skills.
• Advanced PC and spreadsheet software skills.

The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.

Please contact rec with any questions.