Credit Risk - Credit Analyst Team Lead

Job Summary

As a Credit Analyst Team Lead at NBH Bank, you will supervise, mentor, and develop a team of credit analysts while providing guidance on complex credit evaluations, reviewing and pre‑approving credit analyses, maintaining a deal pipeline, performing portfolio‑level analysis, ensuring alignment with risk guidelines and regulatory requirements, and providing leadership to foster consistency, accountability, and continuous development across the function.

• Supervise, mentor and develop a team of credit analysts & provide guidance on complex credit evaluations
• Review and pre‑approve credit analyses, financial statements and full approval memos
• Maintain an active deal pipeline for yourself while continuing to assist the analysts
• Perform portfolio‑level analysis to assist in portfolio maintenance and prioritizing workloads to meet deadlines and service‑level expectations
• Ensure credit decisions align with organizational risk guidelines and investment strategy
• Ensure alignment with regulatory requirements, internal policies, and enterprise risk management frameworks
• Provide leadership and direction to credit analysts, fostering consistency, accountability, and continuous development across the function

In addition, you will capture the vision of the Director of Credit Solutions, train and mentor Credit Analysts in bank underwriting practices, monitor loans, and may oversee a team of Credit Analyst I-III reporting directly to you. You will provide full service to Relationship Managers across designated locations by analyzing basic commercial loan requests, identifying strengths and weaknesses, recommending actions, and noting any deviations from Loan Policy as appropriate.

• Bachelor's degree in Finance, Accounting, Business, or a related field
• 4+ years of progressive experience in commercial credit analysis, underwriting, or portfolio management, preferably in commercial loans
• Demonstrated experience in complex financial analysis, including interpretation of financial statements, cash flow analysis, and risk assessment
• Prior experience providing guidance, mentorship, or leadership within a credit or lending team
• Strong knowledge of commercial lending practices, credit risk management, and banking regulations
• Proven ability to manage multiple priorities and deliver high‑quality analysis in a deadline‑driven environment

• Advanced analytical and critical thinking skills, with the ability to evaluate complex financial information and identify key risk drivers
• Strong leadership and interpersonal skills, with the ability to influence, mentor, and develop team members
• Bilingual language skills
• Effective communication skills, with the ability to clearly present credit analysis and recommendations to diverse stakeholders
• Strong organizational and time management skills, with the ability to manage multiple priorities in a fast‑paced environment
• Sound judgment and decision‑making capabilities aligned with established risk management frameworks
• Working knowledge of commercial banking products, credit structures, and portfolio management practices
• Proficiency in financial analysis tools, systems, and reporting platforms
• Collaborative mindset with the ability to partner cross‑functionally to support business objectives
• High level of attention to detail and commitment to accuracy and quality

• Committed to core value of meritocracy and supporting associates in growth within their role
• Must be able to travel - estimated 10% of the time

In addition to financial compensation, we offer a generous benefits package that includes insurance, 401(k), an associate stock purchase program, paid time off, and associate banking perks.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function should contact Human Resources.

The Bank's policy is to provide equal…