Mortgage Loan Originator; Texas

Position Summary

First Western is seeking an experienced Mortgage Loan Originator to join our team. In this role you will play a vital part in helping high-net‑worth clients achieve their financial goals and work closely with our Texas Mortgage team to deliver comprehensive solutions that exceed client expectations.

• Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
• Ongoing development of a referral network through prospecting, networking, cold‑calling, and participation in community outreach efforts that promote the bank and home‑ownership
• Consistently spend more than 50% of working time away from First Western’s office(s) engaging in soliciting new mortgage loan business
• Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
• Respond to all inquiries and referrals within 24 hours
• Meet applicants either face‑to‑face or over the phone
• Conduct interviews with potential applicants to determine the appropriate loan programs/products
• Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
• Present a full and complete loan application with supporting documentation to the operations team within 72 hours
• Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations
• Meet volume goals as established by the sales management team
• Attend all sales meetings and successfully complete all required training

• Proficient in Microsoft Office Suite
• Strong understanding of MS applications, database/CRM tools, loan origination application systems, and loan pricing engines
• Solid understanding of mortgage regulatory requirements, including the SAFE Act, Dodd‑Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
• Demonstrated success in cultivating and maintaining a quality referral network
• Ability to analyze and calculate income from complex financial data
• Solid understanding of mortgage loan processing, underwriting, and closing
• Professional presentation, written and verbal communication skills
• Detail‑oriented

Bachelor’s Degree or equivalent work experience — required

1‑3 years of recent residential mortgage lending experience, preferably within a bank environment — required

• Strong bonus potential
• 401(k) plan with match
• Paid parking/transportation benefits
• Access to training & professional development programs
• Sponsorship for obtaining professional certifications
• Flex spending accounts
• Health savings account
• Health & wellness benefits
• Paid time‑off + bank holidays

Pay Range:
Commission Only

Job Classification:
Full‑Time Exempt

Actual offer will be based on experience, location, education, and/or skills

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non‑traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals and will provide reasonable accommodations for people with disabilities as needed.