Finance & Banking Intern, Financial Analyst

The Credit Department Intern works closely with Credit Analysts, Commercial Lenders, and the Chief Credit Officer and is responsible for assisting the department with activities related to underwriting and coordinating the closing of Commercial and SBA loans in compliance with the Banks lending policies and procedures, monitoring the Banks existing loan portfolio, preparing monthly reports for senior management team, and ensuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

The Credit Department Intern will gain a working knowledge of and be responsible for:

Completing certain aspects of the credit training program

Understanding general accounting principles and concepts

Spreading and analyzing historical and projected financials

Identifying borrower credit, industry and market risks

Identifying and analyzing sources of repayment and collateral

Preparing sensitivity analysis and financial covenant models

Monitoring and verifying borrowing base reports

Maintaining borrower credit files, credit applications and financial tracking logs

Loan Structure - working capital, equipment, real estate, and SBA loan structures

Loan Documentation Preferred Skills/

Qualifications:

Major in business administration, finance, or accounting

Will possess 9-12 hours of accounting college credit hours with a B or better upon graduation

Strong personal motivation and attention to detail

Strong organizational skills

Ability to multi-task and work in a deadline driven environment

Ability to work independently and in a team environment

Texas Security Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
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