Commercial Portfolio Manager – Lead

Responsibilities

• Responsible for the development and implementation of a team strategy to meet assigned goals.
• Mitigate risk and underwrite transactions that are originated by the middle market banking team.
• Ensure that overall portfolio of relationships and transactions are in alignment with the risk profile of the bank.
• Maintain acceptable levels of credit quality, consistent with the bank's credit policies, procedures, and guidelines.
• Regular portfolio tracking/reporting within established tolerances.
• Maintain a highly credible relationship between portfolio management and credit approval authorities.
• Develop robust portfolio analysis processes and data capture processes that manage risk and generate valuable market insights.
• Identify client needs and refer to middle market banking team for urgent execution to drive revenue growth.

• Minimum of 10 years of proven successful underwriting and documentation experience in commercial lending required.
• Bachelor's degree is required.
• Strong administrative and risk skills required.
• Previous formalized credit training preferred.
• Previous management experience is strongly preferred but not required for the right candidate that demonstrates the skills and aptitude to be successful leading others.
• Proven consistent and effective negotiation skills.
• Proficiency in written and verbal communication is required.
• Working knowledge of Microsoft Office software programs required.
  
  Demonstrated success structuring complex credits: researching and presenting information verbally and in writing, and creating documentation to support the credit and minimize risk.
• Demonstrated leadership experience by having provided coaching, skill development, and feedback to team members.
• High level of professionalism.