Deputy BSA & Sanctions Officer

Deputy BSA & Sanctions Officer What You Will Do

• Support the BSA Officer in the development, implementation, and ongoing enhancement of a comprehensive BSA/AML and Sanctions compliance program aligned with U.S. regulatory expectations and global best practices.
• Oversee and manage key components of the BSA/AML and Sanctions program, including transaction monitoring, investigations, data validation, reporting, and recordkeeping functions, ensuring operational effectiveness and regulatory compliance.
• Lead and execute the annual BSA/AML and OFAC risk assessment process, including risk identification, control evaluation, and documentation of findings with clear recommendations.
• Own and maintain BSA/AML and Sanctions policies, procedures, and related documentation, ensuring they remain current, effective, and aligned with evolving regulatory requirements and business activities.
• Evaluate the adequacy and effectiveness of internal controls across the financial crimes compliance program and drive continuous improvement initiatives.
• Oversee enhanced due diligence (EDD) processes, including identification, review, and periodic reassessment of high-risk customers, ensuring appropriate documentation and ongoing monitoring.
• Ensure the timely and accurate filing of Suspicious Activity Reports (SARs) with FinCEN and OFAC-related reporting obligations, including Voluntary Self-Disclosures (VSDs), as required.
• Provide oversight and guidance on complex investigations and case decisions, ensuring consistent application of risk-based judgment.
• Develop and deliver key risk indicators (KRIs), metrics, and management reporting to senior leadership, providing transparency into program performance and control effectiveness.
• Partner cross-functionally with Product, Legal, Compliance, and Operations teams to embed financial crimes compliance requirements into business processes and product development.
• Lead preparation for and response to regulatory examinations, audits, and inquiries, acting as a key point of contact for regulators.
• Own and manage the global policy and procedure governance framework, including coordination with stakeholders to ensure timely updates and consistency across jurisdictions.
• Drive issue management processes, including tracking, remediation, and reporting of audit findings, regulatory issues, and internal control gaps.
• Oversee and coordinate state licensing compliance efforts, including Money Transmitter License (MTL) reporting obligations.
• Respond to and support banking partner due diligence (DD) requests, ensuring timely, accurate, and comprehensive information is provided to maintain strong partner relationships.
• Support the BSA Officer in reviewing new products, features, and business initiatives to ensure appropriate BSA/AML and Sanctions controls are designed and implemented prior to launch.
• Lead and execute strategic initiatives and special projects related to financial crimes compliance, systems, and operational scalability.

Required

• Above all, integrity the foundation for every role at
• 6+ years of experience in BSA/AML and Sanctions compliance, including program management and regulatory engagement.
• Strong working knowledge of U.S. BSA/AML regulations, OFAC requirements, and financial crimes compliance frameworks.
• Demonstrated ability to operate independently, take ownership of complex initiatives, and drive programs forward with minimal oversight.
• Experience overseeing investigations, SAR filings, and regulatory reporting obligations.
• Strong understanding of risk assessments, control design, and program governance.
• Proven experience managing regulatory exams, audits, and remediation efforts.
• Excellent analytical and problem-solving skills, with the ability to assess risk and make sound, defensible decisions.
• Strong written and verbal communication skills, including the ability to present to senior management and regulators.
• Ability to work cross-functionally and influence stakeholders across business, product, and engineering teams.
• Highly organized with strong project management capabilities and attention to detail.

Preferred

• Experience in fintech, digital assets, or high-growth regulated environments.
• Prior experience as a BSA Officer, Deputy BSA Officer, or equivalent leadership role.
• Familiarity with transaction monitoring systems, sanctions screening tools, and case management platforms.
• CAMS, CGSS, or other relevant financial crimes certifications.
• Experience managing global or multi-jurisdictional compliance programs.

• Competitive salary and meaningful equity in an industry-leading company.
• Based in our Dallas office with four days per week in-person collaboration
• Daily free lunch at the office
• Class Pass to keep you moving and well
• Apple equipment to do your best work
• The opportunity to be a key player and build your career at a rapidly expanding, global technology company in an exciting, emerging industry.
• Flexible, modern, and people-first work culture