Associate, Risk Analytics - Loss Forecasting

Associate, Risk Analytics - Loss Forecasting

Your Journey Starts Here Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally.

Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together.

Country:
United States of America

• Design, develop, and support loss forecasting frameworks, methodologies, and tools for Santander consumer auto portfolios.
• Work across business lines to define and build risk-based analytical datasets, perform data analysis, and deliver analytical solutions that meet strategic initiatives and risk planning activities.
• Support loss forecasting processes by developing forecast methodologies/tools and forecasting gross loss and recoveries, including data extraction, quantitative and predictive analysis, risk identification, and remediation.
• Represent or support the company’s reputation by minimizing compliance and regulatory risk through issue resolution and adherence to company and legal standards.
• Ensure adherence to policies and procedures, manage policy and standard definition, monitor models, risk/exposure, and compliance with company policies.
• Enhance portfolio management, reporting functionality, and automation of processes through thoughtful risk-based analysis.
• Provide formatting improvements to current reporting processes and prepare/analyze extensive data for managerial reporting, budgeting, planning, audits, and ad‑hoc requests.
• Create and maintain dashboards to report on metrics and results, and perform trend, variance, profiling, and data quality analysis.
• Mines and analyzes data from both internal and external databases to drive optimization and process improvements.
• Facilitate effective communication among business lines and leadership to ensure comprehensive understanding of needs, expectations, and requirements.
• Collaborate with Risk Analytics subject matter experts to identify valuable practices, develop strategies, and implement predictive tools, processes, and templates.

• Bachelor’s Degree or equivalent work experience in Finance, Economics, Management Information Systems, Statistics, or a related quantitative field with 3+ years of experience.
• Preferred Master’s Degree in the same or a related field.
• 3+ years of experience as a Risk Analyst or in Risk Management.
• Advanced knowledge of loss forecasting methodologies, predictive/classification algorithms, modeling, data mining, and segmentation techniques.
• Advanced knowledge of statistical packages (e.g., R, Python) and experience developing predictive tools for loss forecasting.
• Advanced knowledge of statistics, machine learning, and/or other quantitative analysis techniques.
• Ability to synthesize information from a variety of data sources into a logical, organized, and concise manner.
• Strong written and verbal communication skills.
• Strong analytical, problem‑solving, and critical thinking skills.
• Detail‑oriented with an understanding of overall strategy.
• Demonstrated data analysis, presentation, and development skills.
• Ability to interact with all levels of employees, including senior management.
• Ability to leverage technology to improve and automate business tasks.
• Strong project‑management skills.
• Strong attention to detail and rapid information analysis.

No Certifications listed for this job.

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

Minimum: $86,250.00 USD

Maximum: $ USD

We embrace a strong risk culture and expect all professionals to take a proactive and responsible approach toward risk management.

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