Credit Research MD

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach.

Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long lasting relationships.

Texas Capital provides a variety of benefits to colleagues. The benefits include:

• health insurance coverage
• wellness program
• fertility and family building aids
• life and disability insurance
• retirement savings plans with a generous 401K match
• paid leave programs
• paid holidays
• paid time off (PTO)

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and Go Banking Rate ’s 2023 list of Best Regional Banks.

• Develop and execute the strategic vision for the credit research department, aligning with the bank's overall objectives and risk appetite.
• Produce comprehensive and actionable credit research reports, presentations, and market commentary for internal stakeholders, including senior management.
• Monitor market trends, economic indicators, and regulatory changes to identify potential risks and opportunities.
• Present research findings and recommendations to various internal stakeholders and external parties as required.
• Ensure adherence to all relevant internal policies, procedures, and external regulatory requirements.

• Bachelor's degree in Finance, Economics, Accounting, or a related field; MBA preferred.
• 15+ years of progressive experience in credit research, credit analysis, or investment research within a financial institution, rating agency, or asset management firm.
• Proven track record of leading and managing high-performing credit research teams.
• Exceptional written and verbal communication skills, with the ability to articulate complex credit concepts clearly and concisely to diverse audiences.
• Strong understanding of credit markets, macroeconomic factors, and regulatory environments affecting financial institutions.
• Demonstrated ability to think strategically, solve complex problems, and make sound credit judgments under pressure.
• High degree of integrity, professionalism, and ethical conduct.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.

Texas Capital is an Equal Opportunity Employer.

Texas Capital is built to help businesses and their leaders.

Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries.

Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long lasting relationships. Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named the #1 most trusted bank in the country on Newsweek’s inaugural list of America’s Most Trusted Companies.