Anti- Laundering Investigator

LHH has a client who needs a Dallas TX – AML Analyst will be reviewing and independently performing Anti-Money Laundering (AML)/Fraud complex case investigations and perform quality assurance reviews, including matters with multiple alert instances across consumer banking products such as credit cards, checking accounts, savings accounts, prepaid cards, and related account relationships.

• Independently conduct and review complex AML/Fraud investigations, including cases involving multiple alerts, products, counter parties, transaction types, and related account relationships across consumer banking products.
• Analyze suspicious activity patterns, AML typologies, red flags, customer risk indicators, and mitigating factors to determine appropriate investigative outcomes.
• Investigate activity across credit cards, checking and savings accounts, prepaid cards, and related banking products, applying a strong understanding of consumer and commercial banking behaviors.
• Prepare clear, concise, and well-supported case narratives, escalation recommendations, SAR/no-SAR rationales, and investigative conclusions consistent with applicable standards and client expectations.
• Conduct quality assurance (QA) reviews of analyst and investigator cases, consistently applying quality standards and documenting findings in a clear, objective, and defensible manner.
• Review complex and high-risk investigations and Suspicious Activity Reports (SARs), ensuring appropriate escalation and documentation.
• Provide constructive, actionable feedback and training to investigators and analysts to improve case quality, investigative consistency, and compliance outcomes.
• Liaise with compliance officers and stakeholders to calibrate on risk appetite, investigative standards, escalation expectations, and QA requirements.
• Support and respond to 314(b) requests involving peer financial institutions and conduct appropriate outreach to law enforcement when additional information is required.
• Monitor developments in BSA/AML, OFAC regulations, financial crime typologies, industry practices, and regulatory expectations and incorporate relevant updates into investigative processes.
• Maintain strict adherence to SLAs, regulatory deadlines, quality metrics, and client requirements.
• Manage multiple priorities independently while maintaining strong organization, attention to detail, and investigative quality.
• Communicate effectively with internal stakeholders and provide and receive feedback in a professional and constructive manner.
• Contribute to additional compliance projects and assignments as directed.

• 5+ years of experience in AML, KYC, EDD, fraud, or financial crime compliance within a financial institution, payments company, or comparable environment.
• At least 3 years of experience conducting quality assurance reviews of transaction monitoring investigations and Suspicious Activity Reports.
• Demonstrated experience conducting and reviewing complex AML investigations involving multiple alerts, products, counter parties, activity types, and investigative decision points.
• Bachelor’s degree in Finance, Economics, Business, or a related field; equivalent professional experience may be considered.
• Strong knowledge of BSA, USA PATRIOT Act, OFAC, AML regulations, and financial crime compliance requirements.
• Deep understanding of consumer and commercial banking products and associated transactional behaviors and risk indicators.
• Strong ability to synthesize customer information, transactional activity, alert history, product usage, and external intelligence into clear, evidence-based investigative conclusions.
• Advanced investigative, analytical, and critical-thinking skills, with the ability to identify suspicious activity, mitigating factors, escalation triggers, and relevant AML typologies.
• Strong understanding of SAR preparation, investigative documentation, and QA requirements.
• Demonstrated ability to provide professional feedback and training that improves investigative quality and promotes consistent practices.
• Experience providing leadership in case review, escalation, and quality control across investigative teams.
• Ability to establish and enforce quality standards and performance metrics while maintaining consistency across teams.
• Excellent written and verbal communication, organizational, time-management, and prioritization skills.
• Proficiency with Microsoft Office, including Word, Excel, PowerPoint, Access, One Note, and Teams.

Benefit offerings include…