Lead Property & Casualty Insurance Underwriter; Property Focus

Description

We are seeking an experienced Lead Property & Casualty Insurance Underwriter (Property Focus) to join an affiliate startup P&C insurance company and play a key role in building and scaling its property underwriting platform.

This individual will serve as a carrier-side underwriting lead, responsible for evaluating, selecting, pricing, and issuing property insurance policies to insureds, including affiliated real estate platforms and select third-party clients. The role is focused on underwriting discipline and portfolio management—not insurance placement—working alongside affiliated real estate and corporate insurance leadership who retain responsibility for overall insurance placement strategy.

This is a senior, hands-on role for a property insurance professional with strong carrier-side underwriting experience who is excited to help build a P&C underwriting operation from the ground up while supporting affiliated real estate businesses as an underwriting counter party.

• Lead property underwriting activities for the affiliated P&C insurance company, including risk evaluation, selection, and pricing
• Underwrite property insurance risks across affiliated real estate portfolios and select third-party opportunities, considering construction type, occupancy, geography, CAT exposure, loss history, and risk mitigation
• Apply underwriting judgment to determine coverage terms, limits, deductibles, pricing assumptions, and policy structures
• Act as the underwriting point of contact for affiliated real estate platforms, providing carrier-side perspective during acquisitions, renovations, and operational changes
• Partner with brokers, reinsurance partners, and distribution counterparts in support of underwriting decisions and program structures
• Review and assess submissions and underwriting data to ensure alignment with underwriting appetite and portfolio objectives
• Develop and maintain underwriting guidelines, risk appetite statements, and authority levels as the platform scales
• Monitor property insurance market conditions and emerging risks to inform underwriting approach
• Provide underwriting input on claims, coverage interpretation, and loss trends as needed
• Support expansion of the platform through controlled third-party underwriting opportunities, consistent with underwriting strategy

• 8+ years of Property & Casualty insurance experience with a strong emphasis on property underwriting
• Background with a P&C carrier, Lloyd’s syndicate, MGA, or specialty insurer
• Demonstrated experience underwriting complex commercial or institutional-quality property risks
• Strong understanding of underwriting fundamentals, pricing drivers, and policy structures
• Experience working with brokers and market-facing insurance counter parties
• Comfortable operating in a build-phase or entrepreneurial insurance environment

• Experience underwriting real estate-focused property portfolios
• Exposure to multi-state, multi-region, or catastrophe-exposed property risks
• Professional designation such as CPCU, ACII, or similar

NexPoint offers a competitive base salary and bonus based on experience and performance. NexPoint offers a generous benefits package that includes an industry leading health insurance plan with no employee premiums or deductibles and a 401(k) plan with employer match. NexPoint’s talented professionals share a passion for excellence, commitment to teamwork, and pride based on the firm’s track record in the alternative investment industry.

NexPoint is an Equal Opportunity Employer.