Property & Casualty Broker

• Develop skills to interact with company and retail agent personnel to establish positive relationships, increase revenues, and retain policies
• Develop relationships with insurance agents, brokers, and carriers through sponsored events and internal/external sales meetings
• Examine applications, inspection reports, insurance maps, and medical reports to determine risk
• Request additional information and accept or reject risks according to company guidelines
• Review, analyze, and underwrite risks submitted by Producers
• Rate submissions for premium and terms and analyze exposures for new and renewal business
• Issue written indications, quotes, and binders
• Use inspection companies to obtain information, quote rates, or explain underwriting policies
• Process new business efficiently to grow revenues and maintain retention and profitability
• Leverage mentorship relationships when marketing and meeting retail agency customers
• Foster relationships with departments, producers, companies, and competitors
• Utilize binding authorities or broker risks to negotiate placements
• Complete assigned educational courses, professional designations, and license examinations

• Valid P&C license
• Bachelor’s Degree (B.A.) from a four-year college or university or equivalent industry experience
• Proficient with MS Office Suite
• Exceptional telephone demeanor
• Ability to maintain a high level of confidentiality
• 0–5 years’ experience in a similar position
• Must successfully complete and pass assigned educational courses, professional designations, and license examinations

Demonstrates expertise in underwriting risks, analyzing submissions, and developing strong relationships with insurance agents and brokers. Proficient in utilizing binding authorities and negotiating placements while maintaining compliance with company guidelines.

• P&C License
• Underwriting Risk Analysis
• Relationship Management
• MS Office Suite Proficiency
• Insurance Industry Knowledge

• Underwriting
• Risk Assessment
• Premium Rating
• Policy Issuance
• Data Analysis

• Exceptional Telephone Demeanor
• Confidentiality Maintenance
• Mentorship
• Communication

• Professional Designations

• Insurance Agents
• Brokers
• Carriers
• Inspection Reports
• Renewal Business