Lead Software Engineer in Dallas

Position Overview

As a Lead Software Engineer within PNC's Lending Tech organization, you will be based in Dallas, TX, Pittsburgh, PA or Austin, TX.

• Experience with programming like Java, Python or C#.
• Experience working with relational database and good understanding of SQL.
• Familiarity working with cloud environments.
• Familiarity with one of rules engines like FICO OMDM, Drools, Experian Power Curve.
• Experience working in an event driven environment and familiarity with Kafka messaging.
• Good understanding of systems integration and familiarity with different types of systems integration using API, FTP and Messaging bus.
• Ability to create process flows.
• Experience developing and maintenance of APIs.
• Experience working with Swagger, Kafka, JSON schema, XSD, XML and web services (RESTful and SOAP).

• Will be working with a group of developers to develop several APIs for credit decisioning and perform validation on API.
• Adhere to coding standards and develop rules for decision services.
• Work with lead developers to create technical design documents.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies, and designs/enhances standard reporting suites for regular product/portfolio reviews.
• Leverages business/product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions, and establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third‑party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk, managing engagements with internal and external information suppliers to ensure solutions are fit for purpose while maintaining appropriate governance and oversight.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

• Creates and leads the technical design and development of software solutions.
• Proposes & designs software solutions to address complex business needs. Prepares technical and procedural documentation required.
• Facilitates complex problem resolution.
• Provides technical guidance and support to colleagues. Reviews coding, testing, and documentation of software.
• Applies modern principles, methodologies and tools to advance business initiatives and capabilities.

• Customer Focused – Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk – Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

• Work experience:
  
  3+ years of relevant/directed industry experience; a university/college degree required; a comparable combination of education, job‑specific certification(s), and experience (including military service) may be considered.
• Education:
  
  Bachelor's degree.
• Certifications:
  
  None required.
• Licenses:
  None required.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Options for full‑time employees include medical and prescription drug coverage with a Health Savings Account feature, dental and vision options; employee and spouse/child life insurance; short and long‑term protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; backup child/elder care;

adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

Paid time off includes maternity and/or parental leave; up to 11…