Mortgage Loan Officer - Georgia

Job Description

The Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customers, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
• Answers customer calls and walk‑in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in the marketing plan to develop new business or retain existing business
• Cross‑sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

This is a commission-based job. Associates historically earned total compensation averaging $20,000 – $100,000+ per year. Total compensation varies based on location, performance, and production.

• High School Diploma or GED
• One year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

• Bachelor's degree
• Prior Mortgage Loan Officer experience

• Good organizational skills
• Knowledgeable of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Knowledgeable on agency and investor regulations and guidelines
• Must be able to build and maintain internal and external relationships to deliver high levels of service
• Must be able to multi‑task competing priorities and meet tight deadlines
• Proficient in Microsoft Office products
• Sales acumen
• Strong written and verbal communication skills
• Positions may be available in other cities within Georgia

• Mortgage Loan Officers with a minimum of $1M per month average proven production volume
• Current mortgage origination experience

Full time

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Atlanta, Georgia – Buckhead

Regions is an Equal Opportunity Employer, including Disabled/Veterans.