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Junior Loan Officer - Mortgage

Job in Danbury, Fairfield County, Connecticut, 06813, USA
Listing for: Union Savings Bank - CT
Full Time position
Listed on 2026-07-07
Job specializations:
  • Finance & Banking
    Mortgage Loan Originator / Advisor, Loan Officer / Lending, Banking Operations, Financial Sales
Salary/Wage Range or Industry Benchmark: 50000 - 70000 USD Yearly USD 50000.00 70000.00 YEAR
Job Description & How to Apply Below

Under the guidance and mentorship of Loan Officers, the Junior Loan Officer learns to effectively and thoroughly interview mortgage applicants, accurately complete loan applications within the Point of Sale (POS) system, identify required documentation for specific loan products, and submit complete, well‑organized mortgage files to processing.

Through instruction from the Mortgage Sales team, the Junior Loan Officer develops the ability to analyze a customer’s financial profile, credit documents and assess alignment with the Bank’s lending guidelines, and gain a working understanding of the full suite of mortgage products and associated pricing.

Under the mentorship of Loan Officers, the Junior Loan Officer will develop effective networking strategies, methods for developing referral sources, and best practices for leveraging branch partnerships to support business growth.

Loan Process
  • Work in close partnership with the Loan Operations team to support daily loan processing activities.
  • Assist with reviewing loan pipelines, coordinating document collection, and communicating with customers throughout the loan process.
  • Maintain communication regarding loan progress with processors, customers, realtors, attorneys, and other parties, assisting with the collection of additional information as needed.
  • Assist with post‑closing customer follow‑up to ensure a high level of customer satisfaction.
Relationship Building
  • Assist Loan Officers with scheduled phone duty by being available to answer inbound and cold‑call customer inquiries, providing appropriate guidance and information.
  • Actively support Loan Officers in strengthening professional and community relationships within assigned markets through targeted outreach and networking activities.
  • Contribute to increasing the Bank’s visibility within the marketplace, helping generate new business opportunities while supporting ongoing professional development.
Compliance
  • Demonstrate ongoing knowledge of and adherence to all applicable legal and regulatory requirements, including BSA/AML and Privacy standards, as outlined in the Bank’s policies, procedures, and compliance programs.
  • Comply with all S.A.F.E. Act regulations, keeping registration information (including but not limited to name, home address, and work address) up to date and active.
  • NMLS  is required and must be kept in good standing through timely completion of all mandatory training requirements.

Full‑Time/Non‑Exempt, 40 hours per week

This position is located at the North Street Branch – 126 North Street, Danbury, CT 06811

Qualifications Education

Required
:
Bachelors or equivalent work experience or better.

Experience
  • 2‑5 years:
    Banking Experience
  • Less than 1 year:
    Sales or Origination Experience
Licenses & Certifications

Required
: NMLS

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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