BSA​/AML Fintech Compliance Analyst

POSITION SUMMARY:
This role reports to a senior AML Payments leader and will play a critical part in supporting the bank's Fin Tech partnership programs by monitoring payments, ensuring regulatory compliance with BSA/AML/CTF regulations, OFAC, fraud prevention, and payments regulations, with specific focus on payment flows, transaction monitoring, ledger activity, and Fin Tech partner oversight.

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES:
We're seeking a skilled professional with proven experience in AML, BSA, CTF, and OFAC regulatory compliance.

• Monitor and clear alerts related to payments activity within AML, fraud, and transaction monitoring systems.
• Conduct investigations on suspicious payments activity and manage cases within the AML platform.
• Prepare regulatory reports (SARs) and payment-related OFAC reports as required.
• Clear OFAC sanctions alerts related to payments, customers, and counter parties.
• Conduct EDDs on high-risk customers and Fin Tech partners.
• Perform quality control reviews on Fin Tech programs and ensure timely reporting/escalation of non-compliance per established procedures.
• Assist with onboarding reviews of Fin Tech BaaS and LaaS programs.
• Conduct QC reviews of BSA processes, including alerts, OFAC screening, 314(a), sanctioned countries, Section 311 Special Measures, and SARs.
• Assist with legal notices.
• Attend industry seminars, webinars, and conferences to stay current on regulatory changes and trends.
• Perform other duties as assigned by BSA leadership.

KNOWLEDGE,

SKILLS AND ABILITIES

:

• Financial crimes investigations.
• Strong understanding of payments operations and payment rails (ACH, wires, cards, RTP, digital wallets).
• Superior analytical and critical thinking skills.
• Hands-on experience with day-to-day AML/BSA/OFAC and fraud operations.
• Knowledge of federal and state regulations, including evolving payments-related requirements.
• Ability to convey complex subjects clearly to varied audiences.
• Excellent communication and interpersonal skills.
• Self-starter, problem solver, able to multi-task and deliver results.
• Comfortable working independently while remaining a strong team player.

EDUCATION/EXPERIENCE:
High school diploma or equivalent work experience required.

Required experience:

3+ years.

PREFERRED QUALIFICATIONS:

• 3+ years of relevant experience.
• Experience with transaction monitoring platforms, KYC/KYB.
• Experience with Fin Tech partnership programs.
• Comfortable adapting to a dynamic, fast-paced environment.
• CAMS or CFE preferred, or willingness to pursue certification.