Mortgage Loan Originator

Responsibilities

• Originate mortgage loans in an assigned metropolitan territory.
• Take applications, conduct preliminary underwriting reviews, and submit loan applications to processing and underwriting for approval.
• Follow up to ensure required documents for processing, underwriting, and closing are secured in a timely manner.
• Engage in making and soliciting loan sales and conduct sales‑related activities away from U.S. Bank locations.
• Maintain National Mortgage Licensing System (NMLS) registration and comply with applicable regulations.
• Work remotely while attending on‑site appointments at least three days per week and driving a minimum of two hours per week.

• High school diploma or equivalent.
• At least one year of mortgage, sales, real estate, or banking experience.
• Ability to travel.

• Two or more years of mortgage loan origination experience with proven results.
• Well‑developed sales ability.
• Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
• Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth‑in‑Lending, RESPA, energy audit requirements).
• Ability to work independently.
• Ability to analyze financial information.
• Effective verbal and written communication skills.
• Established referral base within assigned market (preferred).

• Health (medical, dental, vision)
• Basic and optional term life insurance
• Short‑term and long‑term disability; pregnancy disability and parental leave
• 401(k) and employer‑funded retirement plan
• Paid vacation (2–5 weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals (one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law)

Location:

Davenport, IA;
Bettendorf, IA;
Rock Island, IA;
Molina, IA

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E‑Verify program in all facilities located in the United States and certain U.S. territories.