VP of Product Management, Commercial

Ford Motor Credit Company (FMCC) is the Financial Services arm of Ford Motor Company and is headquartered in Dearborn, Michigan. Ford Credit Europe (FCE) is part of the Ford Motor Credit Company and headquartered in Dunton, UK. Ford Credit's business consists of financing Ford and Lincoln vehicles and services for Ford and Lincoln dealers, commercial customers and consumer/retail customers. Its business activities are concentrated in financing and leasing of automobile and software services.
Ford Credit competes based on service and financing rate programs, including those sponsored by Ford. A key foundation of its service is providing broad and consistent purchasing policies for retail installment sale and lease contracts, and consistent support for dealer financing requirements across economic cycles. These policies have helped Ford Credit build strong relationships with Ford's dealer network that enhance competitiveness.

Ford Credit also provides commercial financing and lines of credit to dealerships selling Ford Motor Company products. Ford Credit also owns Lincoln Automotive Financial Services, the arm that finances Lincoln vehicles.

The Opportunity:

Ford Credit is looking for a VP of Product Management, Commercial to lead the vision, strategy, and execution of our commercial lending and software-enabled financial products. This area is branded Fin Simple and is pivotal in supporting Ford Pro—Ford’s dedicated commercial vehicle and service business. You will drive the development of innovative financing solutions for small-to-medium businesses, large and extra-large fleets, and government entities, integrating traditional financing with software services, charging infrastructure, and telematics to deliver a comprehensive commercial ecosystem.

This role is also responsible for the dealer advisor online experiences.

You Will...

Strategic Leadership & Vision

• Drive Commercial Strategy:
  Define the product roadmap for multiple quarters and beyond, ensuring a seamless integration of Fin Simple commercial lending with Ford Pro’s software and services suite.
• Political Capital & Organizational Influence:
  Build and leverage strong relationships across a complex matrix of 6+ internal organizations (including Ford Pro, Engineering, Marketing, Sales, Operations, business stakeholders and Risk) to align conflicting priorities and secure buy-in for shared goals.
• Cultivate Talent:
  Build and mentor a high-performing team through active coaching, succession planning, and a culture of collaborative innovation focused on the unique needs of business customers.

Execution & Delivery

• Deliver High-Priority Initiatives:
  Direct the end-to-end execution of massive, high-visibility projects, specifically focusing on:
• Consolidated Commercial Ecosystems:
  Being the key financial voice on unified commercial customer experiences that address needs from a small-medium customer size to large and extra-large fleet customer size that seamlessly combines vehicle financing, software subscriptions, and services into a single customer view.
• Portfolio Modernization:
  Revamp core commercial lease and retail offerings and structures to meet modern fleet flexibility requirements and evolving business needs.
• Digital Experience Convergence:
  Lead the various product integrations to merge disparate digital entry points into cohesive and intuitive experiences for commercial clients.
• Manage Ongoing Product needs:
  Simultaneously oversee the "run the business" aspects of the commercial portfolio, ensuring stability and continuous improvement of existing lines of credit and fleet management tools.
• Data-Driven Prioritization:
  Leverage AI and other product frameworks to gauge product success, focusing on metrics that directly contribute to P&L objectives – ensuring the portfolio balances transformational projects with steady-state enhancements needed to deliver on the business’s financial goals.
• Dealer Enablement:
  Resolve pain points and needs on the digital tools and portals (example Dealer Advisor) used by our dealers, ensuring they have a seamless, integrated view of sales volumes, credit applications, commercial lines of credit,…