Digital Risk & Controls Leader

• Leads the development of and the conduction of compliance reviews and provides oversight of legal entities, business units, and processes
• Maintains documentation and reports to management regarding compliance and potential issues
• Provides requested information to regulatory agencies and monitors compliance with applicable laws and regulations
• Serves as senior subject-matter expert in providing guidance to first line, second line, and enterprise support units on the effective execution of operational risk management framework including risk and control self-assessments, new initiative risk assessments, operational risk/loss events, scenario analysis, emerging risk identification, and front line risk assessments
• Manages several compliance processes, comparing current process with identified process and policy
• Reports to management and provides recommendations for error prevention
• Leads the monitoring, evaluation, remediation of operations risk/loss events including root cause analysis and process improvement recommendations
• Analyzes new business initiatives and projects and manages risk-related changes
• Coordinates business continuity plans and conducts annual training and business impact analysis testing
• Conducts quality control audits, working with business line operations departments
• Serves as liaison to internal and external auditors and Regions Data Foundation
• Works with business unit to understand business, drivers, concerns, future plans, and offer support to mitigate risk
• Conducts presentations and workshop sessions on risk identification and mitigation
• Ensures continuous improvement in operating procedures to avoid risks
• Ensures compliance with vendor risk management policy and regulations, reviewing and analyzing contracts, agreements, and statements of work
• May maintain business unit Responsible, Accountable, Consulted, and Informed (RACI) chart

• Bachelor’s degree in a related field
• Ten (10) years of experience in finance, risk, or operations, with significant specific experience in business line operations or underwriting
• Ability to learn additional systems as needed
• Ability to research, analyze data, and derive facts
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong work ethic and self-motivation
• People management experience 3+ years minimum is preferred
• Banking/finance experience needed and preferred

Demonstrates expertise in compliance reviews, operational risk management, and regulatory oversight, with a strong focus on process improvement and risk mitigation strategies. Proficient in analyzing business initiatives and managing compliance with applicable laws and regulations.

• Compliance Reviews
• Operational Risk Management
• Risk Assessment
• Process Improvement
• People Management

• Data Analysis
• Root Cause Analysis
• Quality Control Audits
• Business Impact Analysis
• Risk Control Self-Assessments
• Scenario Analysis
• Emerging Risk Identification
• Microsoft Office

• Strong Work Ethic
• Self-Motivation
• Ability to Work Under Pressure
• Effective Communication

• Banking
• Finance
• Business Line Operations
• Vendor Risk Management
• Regulatory Compliance