Senior Risk Associate, Upmarket & Discover Card - Card Risk; Hybrid

Capital One is seeking highly motivated Senior Risk Associates interested in supporting and learning about dedicated risk advisory for the Upmarket and Discover Card business segments. Our Senior Risk Associates function as key partners in supporting high visibility and critical risk management activities across multiple lines of defense, such as product and process risk assessments, audits and exams, new intent delivery, control advisory, and more.

• You are a learner who seeks to understand a business area, its processes, risks and control environment
• You challenge the status quo but move quickly to pragmatic solutions
• You create energy and an environment that fosters trust, collaboration, and belonging
• You possess a relentless focus on quality and timeliness
• You adapt to change and are intellectually curious. You like to ask questions and test assumptions
• You have the capacity to deliver high quality work and effectively prioritize within a dynamic environment
• You demonstrate strong organizational and communication skills
• You develop influential relationships based upon shared risk objectives
• You do the right thing and lead by example

• Directly support vertical risk managers and accountable executives for the Upmarket and Discover Card business segments
• Execute critical risk management activities both with and independent of the vertical risk manager
• Coordinate, influence, and negotiate priorities with teams to ensure well‑managed goals/timelines are met; escalating when appropriate
• Establish strong interaction models and relationships to collaborate and consult with key stakeholders
• Collect data and information and use analytics and reporting to develop risk transparency to senior leadership and executives
• Develop strong business acumen to appropriately represent the business to 2nd and 3rd line of defense partners
• Develop and maintain formal process documentation including procedures, playbooks, and process flow diagrams that demonstrate the well‑managed infrastructure

• High School Diploma, GED or equivalent certification
• At least 1 year of experience in financial services, project or process management, or combination

• Bachelor’s Degree or military experience
• 2+ years of experience in project or process management
• 1+ years of experience in risk management
• 2+ years of experience in presentation or communication
• 1+ years of experience in change management

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.