Compliance Tester II

The Corporate Compliance Testing team is seeking an experienced Senior Associate who will be responsible for executing risk-based compliance transaction testing to independently validate business line adherence to applicable laws, regulations, and guidance. A successful candidate will develop a deep understanding of requirements and conduct monitoring/testing, drawing conclusions based on critical thinking, judgment, and analysis to validate adherence. The role requires cross‑functional collaboration with business partners and compliance advisors, as well as the ability to work autonomously.

Great attention to detail and excellent verbal and written communication skills are essential.

• Testing adherence to business and regulatory requirements
• Testing risk‑based compliance transactions
• Control reviews focused on reviewing control activities mitigating risks and requirements
• Execute targeted, complex transaction testing for regulatory and line‑of‑business compliance requirements in alignment with team and ICTT methodology and procedures
• Execute control reviews under the CCR methodology
• Suggest changes to testing or perform high‑risk testing as needed
• Manage testing schedules to ensure all tasks and reporting are completed within established time frames
• Obtain and analyze test data from multiple sources, following documented test plans, and systematically documenting the work and results
• Develop new ways to test large populations of data
• Review transaction tests executed by peers for accuracy and adherence to test procedures
• Support and initiate efforts to improve data sourcing and partner with business and IT areas to develop improved data sources
• Systematically retain documents that substantiate test results
• Establish and maintain strong relationships with Compliance Advisors and Business Areas as needed
• Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives
• Assist in communicating results to Compliance Officers and other stakeholders, as needed

• High School Diploma, GED, or equivalent certification
• At least 2 years of experience in compliance testing, compliance monitoring, quality assurance, control review, or audit

• Bachelor's degree
• 3+ years of financial services consumer compliance monitoring experience
• 4+ years of consumer compliance auditing experience
• Experience creating presentations
• Experience with Excel, SQL, Teradata or Redshift
• Scripting experience in Python, Perl, JavaScript, or Shell

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full‑time annual salaries for this role are listed by location:

• McLean, VA: $96,500 - $110,100 for Compliance Tester II
• Plano, TX: $87,700 - $100,100 for Compliance Tester II
• Richmond, VA: $87,700 - $100,100 for Compliance Tester II
• Riverwoods, IL: $87,700 - $100,100 for Compliance Tester II

This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI).

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

Capital One is an equal‑opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace.