Lead Risk Specialist

Are you ready to lead from the front line of a top 10 bank? Do you thrive in a high-visibility environment where your strategic relationship‑building and deep operational risk expertise translate directly into innovative business solutions? As a Risk Lead in Capital One’s Global Payment Network (GPN) USCM Business Risk and Control organization, you won't just monitor risk—you will partner with business leaders to actively shape our defense strategies, ensuring the company remains stable, resilient, and profitable.

We are seeking highly motivated Risk Management professionals who blend sharp organizational prowess, project management acumen, and exceptional communication skills. In this role, you will enjoy strong exposure across lines of business, working collaboratively with teams to design, champion, and implement progressive frameworks and automation that safeguard our enterprise.

• Team Guidance & Leadership:
  Guide and empower a dedicated team of risk and control specialists, driving engagement and execution excellence.
• Audit‑Ready Operations:
  Foster a culture of proactive risk awareness, helping manage horizontal routines to ensure the business is continuously audit‑ready.
• Cross‑Functional
  
  Collaboration:
  
  Partner and collaborate across multiple organizations—including 1st and 2nd lines of defense, Network Risk, Compliance, Information Technology, Internal Audit, and Regulatory Relations—to navigate program changes and achieve shared objectives.
• Risk Assessment Execution:
  Support the development and implementation of robust risk assessment strategies that identify operational vulnerabilities, drive efficiencies, and focus on automated control solutions.
• Change Enablement:
  Coach and guide cross‑functional business partners through operational changes using a thoughtful, people‑first approach.
• Governance & Reporting:
  Help establish and manage key governance routines and risk reporting for the Global Payment Network.
• Framework & Documentation Lifecycle:
  Understand, document, and analyze current‑state capabilities against risk methods. Author, review, and refine critical governance documents, including policies, standards, procedures, tools, and presentations that enhance framework usage.

• Bachelor’s Degree or military experience
• At least 2 years of Financial Services Risk Management experience
• At least 3 years of Project Management or Process Management experience
• At least 3 years of experience supporting, partnering, and interacting with internal business clients
• At least 2 years of Compliance, Audit, or first and second line Risk Management experience

• At least 5 years of Project Management experience leading cross‑functional projects and programs within a Risk function
• At least 5 years of Financial Services Risk Management experience
• Project Management Professional (PMP) Certification or Masters Certificate of Project Management (CPM)
• Demonstrated ability to manage expectations, influence stakeholders, and coordinate cross‑functional initiatives

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Chicago, IL: $138,100 - $157,700 for Risk Manager

McLean, VA: $151,900 - $173,400 for Risk Manager

Richmond, VA: $138,100 - $157,700 for Risk Manager

Riverwoods, IL: $138,100 - $157,700 for Risk Manager

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a…