Mortgage Loan Officer, External

Posted Wednesday, August 26, 2026 at 5:00 AM | Expires Thursday, September 24, 2026 at 4:59 AM

At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.

Tinker Federal Credit Union’s Real Estate Lending Department in North Texas has an immediate opening for a Bilingual
Mortgage Loan Officer
! This is an exciting opportunity to join the largest and best credit union in Oklahoma! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!

As a
Mortgage Loan Officer
, you will be responsible for the following:

• Generating new mortgage business through proactive outreach, cold-calling, and cultivating strong relationships with realtors, builders, vendors, and community partners.
• Expanding TFCU’s market presence by identifying and developing new business opportunities, building a robust referral network, and representing TFCU at community and industry events.
• Maintaining a thorough knowledge of real estate practices, mortgage products, and industry regulations by attending training sessions and applying this expertise throughout the loan origination process.

Salary Range:
This is an exempt position and will consist of base salary + commission; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity.

Schedule:

Normally works a weekday schedule, but may be required to work evenings, holidays, or weekends. May be required to travel overnight with or without notice.

Education/

Experience:

An associate’s degree in business or a relatable field and two years of mortgage industry experience are required. Applicable financial institution and/or military experience may be substituted for education at the rate of two years of experience for one year of education. Applicable additional education levels may be eligible to satisfy experience requirements. Mortgage lending and/or credit union experience preferred.

Certificates, Licenses, Registrations:

• Incumbent Bonding REQUIRED by TFCU’s chosen authority.
• Valid driver’s license, maintaining an acceptable Motor Vehicle Record.
• NMLS License.
• SAFE Act registration required.
• TFCU University certification required.

Keys to success:

In order to be successful as a Mortgage Loan Officer,you must possess these qualifications:

Bilingual (English/Spanish) communication skills preferred to effectively serve and build relationships with diverse members, referral partners, and communities throughout the North Texas market.

• Skilled at identifying and cultivating new business opportunities through networking, cold outreach, and referral partnerships.
• Ability to efficiently plan and execute outreach strategies across assigned markets.
• Strong knowledge of mortgage lending regulations and processes, including FNMA, VA, TILA, Fair Housing laws, the Home Mortgage Disclosure Act, and federal/state lending requirements.
• Expertise in underwriting procedures, automated underwriting systems, escrow processes, and loan origination systems.
• Solid understanding of real estate practices, contracts, property valuation, and applicable laws.
• Proven ability to analyze credit reports, financial statements, and risk profiles to make sound lending decisions.
• Excellent communication and negotiation skills to guide members through complex loan processes and structure competitive terms.
• Delivers personalized…