Senior Mortgage Loan Processor

Join us at Cross Country Mortgage, where we're more than just a mortgage lender. As a Senior Mortgage Loan Processor, you'll play a pivotal role in helping customers turn their home ownership dreams into reality. You'll be part of a team that values collaboration, innovation, and personal growth. With your years of experience, exceptional attention to detail, and outstanding time management skills, you'll thrive in our dynamic environment.

We're committed to supporting your career development while offering competitive compensation and benefits. Ready to make a difference and grow with us? Let's take the next step together.

• Submit loan file documentation accurately into necessary software programs
• Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
• Assure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
• Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
• Facilitate a timely loan closing by serving as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters
• Review loan applications for completeness and compliance with industry regulations
• Communicate proactively with clients to provide updates and address any concerns throughout the loan process
• Coordinate with underwriters to resolve any issues that may arise during the loan approval process
• Maintain detailed records of all loan transactions and communications in our system
• Identify opportunities to streamline processes and improve efficiency within the loan processing team

• Commercial loan and Refinance loan knowledge is helpful – knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is essential
• Recent mortgage loan processing (2‑3 years experience) for a bank, credit union, or mortgage company is necessary
• Mortgage industry knowledge, specifically federal and state regulatory requirements is necessary
• Proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are desired
• High school diploma required;
  Bachelor’s degree is preferred
• Encompass experience preferred
• Bilingual Preferred – but not required

$65,000+ DOE plus bonus