Portfolio Manager II - Oil & Gas

Portfolio Manager II - Energy

Location:

Houston, Texas 77002

Salary:
Total Base Pay Range 82,100.00 –  USD Annual. Eligible for incentive compensation based on performance.

Overview:
The Portfolio Manager is a key member of the coverage team, responsible for managing a portfolio of accounts, reviewing updated financial statements, proactively monitoring risk, and collaborating with Credit Analysts and Relationship Managers to support and protect the bank’s interests.

• Accountable for managing a portfolio of accounts.
• Review and recommend credit decisions.
• Partner with the Relationship Manager, forming the coverage team to meet with clients, participate in business development calls and assess prospective client viability for credit.
• Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants.
• Value collateral.
• Generate commitment letters.
• Assist in providing business partners credit lending policy interpretation.
• Perform final risk rating analysis.
• Capture and document credit decisions, conditions, and modifications.
• Collaborate with the Credit Analyst to perform portfolio management duties such as establishing and maintaining investor groups on the lender portal, performing monitoring actions, conducting periodic deal reviews, and executing decisions to renew or modify deals.
• Communicate directly with clients regarding credit events and actions as needed.
• Work independently to pitch more complex deal structures.
• Focus on continuous learning to keep up with ever‑changing market dynamics.
• Mentor junior PMs and Credit Analysts.

• Bachelor’s degree in Business (e.g., Business Administration, Finance, or Accounting).
• At least 6 years of credit analysis experience, including midstream, power, and/or RBL.
• Advanced analytical skills, critical thinking, and verbal and written communication skills.
• Professional client‑facing presence.
• Experience managing an advanced commercial client portfolio with some degree of complexity.
• Ability to partner with all deal stakeholders, including clients, Relationship Managers, and credit teams.
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem‑solving techniques.
• Proficiency with technology and ability to learn new applications.

• Normal office environment with minimal dust, noise, temperature fluctuation, and extended screen viewing.
• Some travel required.

• May be responsible for providing employee performance feedback, coaching, and succession planning to develop talent and maintain bench strength.

We offer comprehensive health, dental, vision, retirement, and paid time off plans, among other benefits, to support the well‑being of our employees and their families.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.