Affordable Housing Credit Analyst - Denver

Affordable Housing Credit Analyst – Denver, CO

We are seeking an Affordable Housing Credit Analyst in Denver, CO to provide top‑notch customer service and support our clients’ financial goals.

• Conducts credit investigations and analyzes credit information pertaining to loans.
• Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
• Analyzes financial statements and related material.
• Analyzes financial conditions and trends.
• Reviews and reports non‑compliance with loan covenants.
• Determines cash flow using appropriate tax analysis.
• Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
• Provides credit information and references for customers, loan officers, or other agencies as requested.
• May provide rates and loan information to clients.
• Ensures that all credit files include proper documentation including current financial statements, agency reports, etc.
• Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed.
• Writes credit memorandums.
• Accompanies lenders on business calls.
• Conducts industry research.
• Assists with special projects as assigned.

• Bachelor’s degree and 2+ years of credit analysis experience, lending/credit procedures and processes, or other directly related experience; or an equivalent combination of education and experience.
• Working knowledge of financial and spread analysis and credit/lending procedures for moderately complex loans.
• Full use and application of commercial credit principles, theories, concepts, and techniques.
• Ability to work with lending officers and staff.
• Solid communication skills, both verbal and written.
• Ability to make sound decisions regarding loans.
• Solid PC skills.

This position is eligible to earn an hourly wage in the range of $37.98/hr - $43.00/hr
, depending on experience. This position is in‑office only.

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits, including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position will be open until filled.

All candidates, including those with criminal histories, will be considered. A background check will be conducted consistent with FDIC regulations if a conditional offer is made.

We affirm equal employment opportunity under all applicable laws.

Applicants requesting accommodations:
If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation. Contact  or 801/844-7618; please email your resume/cover letter and include "Accommodation needed" in the subject line.