Banking Officer -V, Denver Tech Center

Banking Officer I, II, III, IV, or V

Location:

8088 East Union Ave., Denver, CO 80237

Employee Type:
Exempt Full‑Time

• Overall hiring pay range: $60,299.20 – $ per year
• Banking Officer I: $60,299.20 – $88,545.60 per year
• Banking Officer II: $66,331.20 – $97,400.16 per year
• Banking Officer III: $80,246.40 – $ per year
• Banking Officer IV: $88,275.20 – $ per year
• Banking Officer V: $97,988.80 – $ per year
• Additional $2,080.00 per year may be awarded if approved for the Spanish Communication Assistant Program.
• Pay ranges are commensurate with relevant experience and education.

• Minimum 4 weeks of Paid Time Off (PTO)
• 11 paid holidays
• Medical, dental, and vision insurance
• Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care spending accounts
• Life, AD&D, and disability insurance with optional supplementation
• 401(k) plan with discretionary company match and profit sharing
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP)
• Tuition Reimbursement Program
• Spanish Communication Assistant Program incentive

• Originate, process, and service the credit needs of businesses, consumers, and professionals.
• Maintain and solicit related depository accounts and other fee‑generating services.
• Provide support to all retail and Treasury Management functions and maintain working knowledge of all operational functions.

• Service credit needs of customers and conduct prospective visits; gather financial information; perform or coordinate credit analysis; present and recommend loans to the Bank Loan Committee; negotiate terms such as rates, collateral, guarantees, and loan agreements.
• Administer and review credit until collection, including monitoring and grading of credit.
• Detect potential problems and apply techniques for problem loan administration.
• Rely heavily on judgment during loan approval; ultimately responsible for the loan, whether or not committee approval is required.
• Manage a commercial loan portfolio, ensuring credit quality, compliance with bank policies, applicable laws, and regulations; manage past‑due status; include consumer credits as applicable.
• Provide oversight and guidance to commercial and consumer banking officers in collaboration with Community Bank Presidents.
• Act as relationship manager for assigned customers, ensuring satisfaction and resolution of service problems across all bank products.
• Expand customer base through networking, sales calling, and solicitation of both borrowing and non‑borrowing business; maintain product knowledge to generate credit, deposit, and fee revenue.
• Participate in community activities to enhance the bank’s visibility and reputation.
• Deliver quality service per department standards.
• Maintain National Mortgage Licensing Systems (NMLS) registration as required by the S.A.F.E. Act of 2008.
• Stay current on Bank Secrecy Act (BSA) requirements and other banking regulations and policies related to the position.
• Maintain working knowledge of retail and treasury management functions and provide support, including transaction and exception approvals.
• Refer clients seeking investment options to the Financial Services department.
• Perform other duties as assigned.

• 1 year of experience in consumer/retail or commercial lending and collections, or an equivalent combination of education and experience.
• Must be able to perform all essential duties satisfactorily. Reasonable accommodation may be made for individuals with disabilities.

• Minimum 3 years of experience in commercial lines lending or an equivalent combination of education and experience.
• Enhanced ability to analyze credit, underwrite risk for commercial lines loans; portfolio size approximately $5 MM – $20 MM with 50–80 credits; may also manage a consumer loan portfolio.
• Performs duties under some guidance and direction of senior lenders.
• Must be able to perform all essential duties satisfactorily. Reasonable accommodation may be made for individuals with disabilities.

• Minimum 5 years of experience in commercial lines lending.
• Advanced…