Corporate Mortgage Loan Review Specialist II

About The Role

Glacier Bancorp’s Mortgage Loan Review Specialist II is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. The role requires a thorough understanding of HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. The Specialist maintains loan quality, follows procedures and regulations, and serves as a primary point of contact for customers, vendors, and bank staff.

The position reports to the Corporate Mortgage Loan Admin Manager and is expected to suggest operational improvements as needed.

This is a corporate position that may be located in an available bank division across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY.

Entry rate: $21.83 per hour (calculated for Kalispell, MT).

WA Applicants Only: Spokane, WA $24.38–$36.59 per hour;
Wenatchee, WA $24.72–$37.09 per hour.

• Completes Adverse Action Notice and sends it to the applicant
• Cancels services that have been ordered on the loan such as appraisal, lock, title, and flood
• Completes review of adverse loans
• Validates HMDA reporting information for adverse and closed loans
• Performs loan quality reviews to ensure compliance with policy, procedure, and regulation

• Maintain consistent and thorough communication with all involved parties, including internal and external customers and staff, in a professional, courteous, and friendly manner
• Remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies; meet all disclosure requirements within Federal Time Limitations
• Maintain contact with government agencies and investors to determine changes in requirements and products
• Regularly participate in educational offerings from FHA, FNMA, FHLMC, VA, MI companies, etc., to stay current and aware of changes

• High School Diploma or GED (required)

• 3 years of mortgage loan review, including HMDA and adverse action
• Knowledge of mortgage loan program guidelines and process
• Advanced experience in loan quality review
• Advanced knowledge of RESPA and TRID compliant disclosures, HMDA reporting, and adverse action requirements
• Advanced experience with loan platform software such as Encompass and ability to learn additional computer applications

Would an equivalent combination of relevant education and work experience be considered?:
No

• No specific license or certification required

• Ability to multi-task and handle complex tasks efficiently; strong organizational skills
• Strong analytical skills
• Strong attention to detail
• Compliance with all company policies, procedures, and applicable laws, including the Bank Secrecy Act, the Patriot Act, and OFAC; completion of all assigned online training courses with passing scores by the due date
• Regular, reliable, and timely attendance

• Occasional travel required; less than 10 days per year by automobile, commercial airlines, rental vehicles, or public transportation; ability to lodge in public facilities

• Environment:
  Indoors, a climate-controlled shared work area
• Noise Level: Moderate noise; within reasonable limits
• Lifting:
  Sedentary work; may require lifting up to 10 pounds occasionally

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, and life insurance, coverage for employees and eligible dependents, a health savings account option, an Employee Assistance Program, a health rewards program, a retirement savings plan including 401(k) and Profit‑Sharing plans, short‑ and long‑term disability benefits, education and training benefits, and discounts on banking products and services.

We also provide a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at 0.0745 per hour worked for…