Credit Products Underwriter - Commercial Banking

Req : 78353 Location: Denver
-DEN Areas of Interest: Commercial Banking;
Commercial Credit Underwriter Pay Transparency Salary Range: $72,000 - $105,000 Final date to receive applications: 08/09/2026

Our commercial banking team delivers personalized services to growth‑oriented businesses with exceptional expertise. We offer a wide range of financial solutions, including loans, deposits, and cash management. Leveraging a broad array of products and expert advice, we support business owners in achieving their goals, backed by a robust network within the business community.

The Credit Products Underwriter I – Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including financing of investment real‑estate, owner‑occupied real‑estate, working capital, equipment, LBOs/acquisitions, healthcare‑related opportunities, and credits augmented with an SBA guarantee. The Underwriter also handles non‑complex requests independently. The role requires providing product and industry expertise to clients by designing and executing solutions for complex cases.

A high volume (50%+) of credit requests come from prospects and require additional due diligence. The Underwriter will manage multiple active credit requests from various Relationship Managers and geographic locations, prioritize tasks, and exhibit strong time‑management skills. Client‑facing responsibilities include consulting and presenting solutions. The majority of time will be spent on client analysis, deal design, execution, and joint client calls with RMs.

The Underwriter partners with RMs to generate revenue and profitability.

This team thrives on integrity, collaboration, and innovation. We value strong client relationships, ensuring every interaction is meaningful and tailored to clients' unique needs. Our supportive environment encourages growth, and your contributions have real impact.

• Prepare financial underwriting for transactions that impact lending division profitability.
• Conduct credit analysis independently or with senior staff based on complexity.
• Provide recommendations on transaction structure to Relationship and Department Managers.
• Identify and document policy exceptions while gathering key customer information.
• Collaborate with credit approval officers to support analysis and conclusions.
• Assist in developing new credit business through joint calls with Relationship Managers.
• Prepare compliance reports, commitment documents, and present credit information to management.

• Ability to clearly communicate and convey information and ideas through a variety of channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
• General knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Ability to proactively communicate with colleagues and senior personnel.
• Conflict management skills.
• Ability to work efficiently under limited time frames.
• General knowledge of loan documentation, loan policy and regulations.
• General knowledge of the Loan Grading Process.
• Excellent oral and written communication skills.
• Advanced PC and spreadsheet software skills.

BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long‑term careers of employees. With passion, skill, and partnership you can make an impact on the success of the bank, customers, and your own career.

The companies in BOK Financial Corporation Group are equal‑opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.