Senior Credit Research Analyst

About this Position

PTMA Financial Solutions provides treasury management, liquidity management, and other financial products and services to the public sector, including over 12,000 local governments, school districts and other public entities, as well as more than 1,000 financial institutions. Our family of financial services companies offers local government investment pool administration, investment advisory services, term investments, cashflow analysis, bond proceeds management, and public finance services for public entities, plus stable deposit funding solutions for financial institutions.

Our financial expertise, comprehensive products, and advanced technology help clients achieve more today for a better tomorrow. The firm’s primary operational hubs are in Denver, Colorado, and Naperville, Illinois, with other offices throughout the United States.

Senior Credit Research Analyst – PTMA Financial Services, an investment advisory firm with dual headquarters in Denver, CO and Naperville, IL. This role reports to the Head of Credit Research and is a member of the Ptma Credit Team and Credit Committee, working closely with others in a dynamic and collaborative work environment. The position requires a strong understanding and desire to focus on fundamental credit analysis of fixed‑income issuers in addition to the analysis of macroeconomic and regulatory environments.

The credit review process requires complete fundamental and risk management reviews. A successful candidate will have 3‑5 years of experience in credit analysis or a related function, be proficient in conducting research and drafting issuer and sector‑wide analysis, and must display strong written and verbal communication skills. The Senior Credit Analyst coverage will be focused on high‑grade financial issuers. Applicants must be authorized to work for the employer in the U.S.

• Fundamental credit analysis of approved and proposed issuers through due diligence, sector and issuer research, developing and conducting proprietary analysis, preparing compelling written recommendations and presenting before Credit Committee.
• Prepare written reports for new initiations, annual credit reviews and quarterly sector overviews.
• Continual cycle surveillance using pre‑established markers and recommendation of new markers and analytical tools.
• Ongoing surveillance of financial metrics, market signals and other factors using Excel and other internally developed risk management models.
• Work with Investment Advisor and Credit teams to determine appropriate investment counter parties, set hold codes and concentration limits, and evaluate investment policies.
• Assist in the development and mentoring of new analysts.
• Attend industry conferences and client presentations as required.
• Contribute to firm‑wide initiatives, as requested.

• Advanced Excel skills
• Familiarity with S&P Capital IQ and Bloomberg
• Strong teamwork skills required
• High degree of initiative
• Excellent oral and written communication skills; ability to concisely distill an issuer’s story and communicate the credit strengths, weaknesses and areas of due diligence.
• Strong presentation skills to diversified audiences
• Accuracy and attention to detail
• Ability to think quickly on the feet and defend analysis
• Exercise independent judgment and work well with all levels of employees
• Strong sense of macroeconomic and sector trends with the ability to convey impacts on credit issuers and portfolio holdings

• Bachelor’s degree in Finance, Economics, or related field, required
• Preferred 3‑5 years of experience in banking credit analysis or related field
• 5+ years credit analysis experience
• Ability to analyze large amounts of data and time‑management skills
• Demonstrated interest in public financial markets, particularly fixed income
• Strong intellectual curiosity, initiative and time‑management skills

Masters degree or CFA designation or other specialized education preferred.

125,000 – 155,000 USD per year (Hybrid – Denver, CO, US)