Chief Lending Officer

We offer a pay-for-performance compensation program including bonuses for all employees and a competitive benefits package. Seehttps://(Use the "Apply for this Job" box below). for a high-level overview of our benefits package and bonus offerings.

The Chief Lending Officer (CLO) serves as a member of the Executive Leadership Team andis responsible forthe strategic direction, growth, profitability, risk management, and operational effectiveness of all lending functions across Credit Union of Colorado. The CLO provides executive leadership for consumer lending, indirect lending, mortgage lending, home equity lending, business lending, collections, and lending operations.

The CLO is accountable for the overall performance and quality of the Credit Union's loan portfolio and ensures lending activities align with the Core Values, Strategic Areas of Focus, business plan, financial objectives, risk appetite, regulatory requirements, and member experience goals. The position works closely with the Executive Leadership Team, management team, regulators, and external partners to support sustainable growth and deliver exceptional value to members.

• Strategic Leadership and Executive Oversight
• Serves as a member of the Executive Leadership Team and contributes to the development and execution of organizational strategy.
• Develops and executes a comprehensive lending strategy that supports growth, profitability, member service, and long-term organizational objectives.
• Provides leadership and direction for all lending-related functions including consumer, indirect, mortgage, home equity, business, collections, and lending operations.
• Identifiesgrowth opportunities, market trends, and emerging risksimpactinglending activities.
• Collaborates with executive leadership to support strategic planning, budgeting, and resource allocation.
• Portfolio Growth, Profitability, and Performance
• Accountable for loan portfolio growth, yield, profitability, diversification, and overall performance.
• Establishes andmonitorskey performance indicators and production goals.
• Evaluates portfolio trends and opportunities using data analytics and business intelligence tools.
• Developsinitiatives to improve loan production, member penetration, and operational efficiency.
• Ensureslending activities support the Credit Union's financialobjectivesand balance sheet strategy.

• Provides executive oversight of underwriting standards, credit policy, and loan quality.
• Establishes appropriate risktolerances and portfolio concentration limits.
• Monitors delinquency, charge-offs, recoveries, and asset quality trends.
• Ensures effective collection and workout strategies are in place.
• Partners with Finance and Risk Management tomaintaina safe and soundlending program.

• Overseeslending operations to ensure efficient service delivery and a positive member experience.
• Leadslending technology initiatives, digital lending platforms, automated decisioning tools, and process improvements whileleveragingartificial intelligence effectively and responsibly.
• Evaluates emerging technologies, fintech partnerships, and industry best practices.
• Promotesinnovation whilemaintainingappropriate controlsand risk management practices.

• Provides regular reports and strategic recommendations to Executive Management and the Board of Directors.
• Presents lending trends, portfolio performance, and risk analysis to Board committees and the Board.
• Serves as the primary executive liaison with regulators, auditors, and examinersregardinglending activities.
• Adheresto all Federal and State laws and regulations applicable to the credit union, including the Bank Secrecy Act and OFAC.
• Oversees the development, maintenance, and implementation of lending policies and procedures.
• Adheres to all Federal and State laws and regulations applicable to the credit union, including the Bank Secrecy Act and OFAC.

• Leads, develops, and mentors lending leaders and team members.
• Establishessuccession plans for key lending positions.
• Fosters a culture of accountability, collaboration, innovation, and member service.
• Ensures employees receive ongoing coaching, performance feedback, and professional development opportunities.
• Promotes engagement and alignment with the Credit Union's mission, values, and strategic priorities.

• Ensureslending programs provide exceptional value and service to members.
• Maintains effective relationships with business partners, vendors, industry associations, and community organizations.
• Represents the Credit Union at professional and community events as appropriate.
• Supports organizational initiatives that enhance member satisfaction and financial well-being.
• Performsadditionalduties and responsibilities as assigned.

The Chief Lending Officer is accountable for:

• Member experience and…