CRE Sr Underwriter - Data Center Team Lead

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Job Description The Commercial Real Estate Senior Underwriter manages portfolio risk by ensuring timeliness and accuracy of all credit actions, by providing guidance on credit structure and risk rating decisions and by participating in pre-flight discussions. Coordinates work with Credit, Loan Administration and other groups, promoting consistent quality and conciseness of credit documents and streamlining work flow among underwriting, credit approval and loan administration.

Underwriting & Credit Analysis Underwrite new originations and portfolio exposures for a broad range of CRE asset classes. Analyze borrower financials, property cash flows, collateral valuation, sponsor strength, covenant sensitivities, and market conditions

Prepare clear, comprehensive written credit analyses and supporting documentation

Execute straightforward credit requests for existing clients with limited supervision

Assist with annual company‑wide credit reviews for clients with multiple property holdings, including analysis beyond bank‑financed properties

Specialized Data Center focus:

Underwrite credit opportunities for existing hyperscale and colocation data centers and construction/ build-to-suit turnkey and powered shell facilities.

Analyze data center lease structures, credit drivers, construction, technical complexities, and resiliency metrics

Transaction & Deal Support Support both existing property transactions (including refinancings) and ground‑up construction projects, including budget monitoring and monthly construction draw reviews through project completion

Assist with new deal originations, evaluating opportunities with typical transaction sizes of $50MM–$100MM, with select transactions up to $750

MMParticipate in the preparation and negotiation of term sheets, as applicable

Portfolio Management & Credit Monitoring Support Relationship Managers and Portfolio Managers in managing an assigned portfolio of commercial real estate client relationships

Perform accurate and consistent spreading of borrower financial statements in accordance with bank standards and credit policies

Prepare quarterly trend analyses, monitoring reports, and covenant compliance testing

Maintain compliance monitoring and financial reporting databases, including tracking credit agreement requirements, borrower financial receipt, and key credit metrics

Participate in quarterly portfolio reviews, including analysis of operating statements, rent rolls, and risk assessments

Proactively identify and communicate emerging risks, mitigants, and other issues at the transaction and portfolio level

Collaboration & Communication Collaborate effectively with Credit Approvers and internal risk partners

Participate in client bank meetings, as needed, to support underwriting, portfolio management, and risk discussions

Serve as a reliable first line of credit analysis, escalating issues appropriately

Basic Qualifications Master's degree, or equivalent work experience

Ten or more years of commercial lending experience Preferred Skills & Experience Strong foundation in CRE underwriting across multiple property types (cash flow, valuation, sponsor analysis, structure, and covenants).  Demonstrated experience underwriting…