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Senior Loan Examination Specialist

Job in Des Moines, Polk County, Iowa, 50301, USA
Listing for: Wells Fargo
Full Time position
Listed on 2026-07-04
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Financial Compliance, Underwriter, Regulatory Compliance Specialist
Job Description & How to Apply Below
About this role:

Wells Fargo is seeking a Senior Loan Examination Specialist in Home Lending as part of Consumer Lending. Learn more about the career areas and business divisions at

In this role, you will:

* Lead loan reviews which include a complete re-underwrite of the loan file to assess the credit decision, a review of closing documents for compliance requirements, and a review of the appraisal for collateral quality

* Research and validate most complex and escalated loan files to ensure programs, investors, and company polices are followed

* Contribute to the resolution of loan transitioning and processing issues

* Partner with other Loan Examination Specialists to meet process deliverables while leveraging solid understanding of closing, underwriting, and compliance guidelines

* Collaborate with immediate peers and more experienced management to report findings and recommendations

* Act as a mentor for less experienced Loan Examination Specialists

Required Qualifications:

* 4+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired

Qualifications:

* Non-Agency and Government (FHA, VA) underwriting experience

* Experience approving policy exceptions

* Exposure to the Wells Fargo's CORE origination system

* Extensive knowledge of lending policy guidelines and procedures

* High attention to detail and accuracy skills

* Ability to understand and meet deadlines

* Strong professional oral and written communication skills

* Intermediate Microsoft Office skills - excel, outlook, word, etc.

Job Expectations:

* This job offers a hybrid work schedule

* Site operating hours are 7am - 6pm Monday - Friday local time

* Visa sponsorship is not available for this position

* Relocation assistance is not available for this position

* Required locations listed below

Posting Locations:

* 600 S 4th Street, Minneapolis MN

* 11601 N. Black Canyon Hwy, PHOENIX, AZ 85029

* 1525 W WT Harris Blvd, Charlotte, NC

* 4101 Wiseman Blvd, San Antonio, TX

* 800 S. Jordan Creek Pkwy, West Des Moines, IA

* 801 Walnut St., DES MOINES, IA 50309

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$32.69 - $54.81

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

* Health benefits

* 401(k) Plan

* Paid time off

* Disability benefits

* Life insurance, critical illness insurance, and accident insurance

* Parental leave

* Critical caregiving leave

* Discounts and savings

* Commuter benefits

* Tuition reimbursement

* Scholarships for dependent children

* Adoption reimbursement

Posting End Date:

6 Jul 2026

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Position Requirements
10+ Years work experience
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