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Senior Equipment Finance Underwriter

Job in Des Moines, Polk County, Iowa, 50301, USA
Listing for: Wells Fargo
Full Time position
Listed on 2026-07-12
Job specializations:
  • Finance & Banking
    Underwriter, Financial Analyst, Credit Analyst
Salary/Wage Range or Industry Benchmark: 110000 - 179000 USD Yearly USD 110000.00 179000.00 YEAR
Job Description & How to Apply Below
About this role:

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Wells Fargo is seeking a Senior Equipment Finance Underwriter to join their Equipment Finance team as part of Commercial Bank.

Learn more about the career areas and lines of business at

In this role, you will:

* Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area

* Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation

* Perform periodic reviews on assigned portfolio credits

* Maintain risk ratings and other relevant data on systems of record

* Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority

* Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives

* Work with internal and external business partners to gather information to make appropriate decisions

Required Qualifications:

* 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired

Qualifications:

* Commercial underwriting experience required; residential mortgage, consumer, and real estate underwriting experience alone does not meet this qualification.

* Experience underwriting transactions and exposures in excess of $1MM

* Financial Analysis experience

* Experience in underwriting in the transportation industry

* Bachelor's degree in accounting, business, economics, finance or related field

* Experienced and proficient with Microsoft Office suite of products, including Excel, Word and Power Point

Job Expectations:

* This position is not eligible for Visa sponsorship

* This position offers a hybrid work schedule, 4 days in the office and 1 day remote

* Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

#commercial banking

Additional Information:

Minneapolis, MN Pay Range: $110,000-$179,000 USD annual (this range may not be applicable to other locations)

Chicago, Illinois Pay Range: $110,000-$179,000 USD annual (this range may not be applicable to other locations)

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).

$ - $

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

* Health benefits

* 401(k) Plan

* Paid time off

* Disability benefits

* Life insurance, critical illness insurance, and accident insurance

* Parental leave

* Critical caregiving leave

* Discounts and savings

* Commuter benefits

* Tuition reimbursement

* Scholarships for dependent children

* Adoption reimbursement

Posting End Date:

14 Jul 2026

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability,…
Position Requirements
10+ Years work experience
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