Retirement Plan Specialist

Overview

Title
:
Retirement Plan Specialist

Location
:
Fargo, ND or Detroit Lakes, MN

Job Type
:
Permanent

Compensation
: $90,000 - $100,000 annually

Industry
:
Human Resources and Payroll Services

This role focuses on education, administration, and client support for retirement plans across multiple organizations and locations. It is not investment advising or fiduciary decision-making. The ideal candidate communicates complex retirement concepts clearly and builds strong relationships with clients and plan participants.

• Client Support & Consultation
  • Serve as the primary point of contact for client communications related to retirement plans
  • Consult with clients on plan design options that align with business needs and compliance standards
  • Partner with internal payroll, HR, and benefits teams to ensure smooth implementation and ongoing coordination
• Plan Implementation & Administration
  • Oversee onboarding and implementation of retirement plans for new clients and locations
  • Support ongoing administration, including eligibility, contributions, distributions, and compliance
  • Assist with testing, reporting, and audit coordination as needed
  • Ensure accurate data flow between payroll systems, recordkeepers, and vendors
• Employee Education & Engagement
  • Conduct employee education meetings and enrollment sessions (virtual and in person)
  • Explain plan features, participation options, and retirement concepts in a clear, approachable way
  • Serve as a resource for employee questions related to plan participation, contributions, loans, and distributions
• Industry Knowledge & Continuous Improvement
  • Stay current on retirement plan trends, regulations, and best practices
  • Identify opportunities to improve plan offerings and client experience
  • Support internal training and assist in developing educational materials
• Role Scope & Compliance
  • This role does not provide individualized investment advice
  • All communication must follow established compliance guidelines
  • Focus is on education and administrative support, not sales or fiduciary decision-making

Required Qualifications:

• Active or ability to obtain 401(k) / retirement plan-related licensure
• Strong presentation and communication skills with the ability to engage diverse audiences
• Ability and willingness to learn complex retirement plan concepts, including design and compliance
• Professionalism with excellent written and verbal communication skills
• Ability to manage multiple clients and priorities in a fast-paced environment
• Comfortable leading employee education sessions and explaining complex topics clearly

Preferred Qualifications:

• Bachelor’s degree in a related field
• Experience in a PEO, payroll, benefits administration, or financial services environment
• Experience supporting retirement plans across multiple worksite locations
• Series 7 or Series 65 licensure

Our client offers a competitive benefits package designed to support your health, financial well-being, and work-life balance. Benefits include paid time off, comprehensive health, dental, and vision insurance, as well as life and disability insurance coverage. Employees also have access to a 401(k) retirement savings plan with company matching contributions, along with a referral program that rewards you for helping them grow their team.