Mortgage Loan Officer- First Financial Bank-Detroit

Mortgage Loan Officer

Employment Type:

Full-time, Direct Hire

Location:

Detroit, MI

Our client is a growing financial institution with a strong presence in mortgage lending, offering specialized products tailored to builders, realtors, and referral partners. The organization emphasizes production, autonomy, and relationship-driven business development in a performance-oriented environment.

The company is seeking a high-producing Mortgage Loan Officer to originate and grow a residential mortgage portfolio. This is a field-focused role requiring strong self-sourcing ability, an established referral network, and a proven track record of production. The position offers significant independence and support through dedicated resources and niche product offerings.

• Originate residential mortgage loans through self-generated leads and referral partners

• Build and maintain relationships with realtors, builders, HOAs, title companies, attorneys, and CPAs

• Attend networking events, trade shows, and industry functions to drive business development

• Evaluate borrower needs and present tailored mortgage solutions

• Manage the full loan lifecycle from application through closing and funding

• Ensure accuracy and completeness of loan documentation and disclosures

• Maintain ongoing client relationships to generate repeat and referral business

• Collaborate with internal teams to ensure a smooth and timely closing process

• Develop and execute a personal business plan to achieve production goals

• Minimum of 2+ years of residential mortgage origination experience (4+ preferred)

• Proven production history, ideally $12M–$20M+ annually

• Established referral network that generates consistent deal flow

• Strong knowledge of Conventional and Government loan programs (FHA, VA, USDA)

• Experience with loan origination systems and Microsoft Office

• Ability to work independently in a highly autonomous, production-driven environment

• Strong communication, relationship-building, and sales skills

• NMLS license (or ability to obtain)

• Experience in construction or builder-focused lending environments

• Familiarity with platforms such as Blend, Encompass, and Optimal Blue

• Background working as a banker with long-term relationship focus

Strong earning potential with commission-driven structure

Draw/ramp support to stabilize income during onboarding

High degree of autonomy with flexibility in how you build your business

Dedicated support resources (Loan Assistants, internal teams)

Access to niche, competitive mortgage products that create differentiation in the market