Team Leader - Mortgage

Position Title: Team Leader - Mortgage

Location: Dixon, IL

Time Type: Full time

Req : JR1307-

Location Requirement: This position supports our Rockford and Northern Region, including Lee County, and requires candidates to reside in or be willing to regularly work within this market.

Salary Range: $50,200 annually + variable compensation package

Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave, generous paid time off, banking perks, an Employee Stock Purchase Plan, 401K plan with company match, and may include opportunities for participation in a Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

This position performs a wide range of duties relating to the origination of residential mortgage loans for branch offices and outside referrals. Meet standards and objectives defined by management for personal mortgage loan sales and cross‑selling objectives. Assume overall responsibility for the residential mortgage loan from application to closing on personal production. In addition, responsible for overall production of the team and day‑to‑day management of each Loan Originator (LO).

Effectively partner with fulfillment operations to drive closed volume. This position is a leadership role.

• Manages a team of professionals in a customer‑centric culture to excel in a fast‑paced environment.
• Coaches, develops, and conducts performance management activities with direct and indirect reports.
• Identifies high‑potential employees for advanced training and development opportunities.
• Effectively manages poor performers.
• Manages a team of at least 1 Mortgage Loan Originator (MLO) or Jr. Mortgage Loan Originator.

• Develops and nurtures relationships with referral sources to generate new business opportunities.
• Cultivates a sales‑focused culture within the team and contributes to the development of effective marketing strategies.
• Fosters a culture of compliance and ethical sales practices.
• Ability to generate annual production in excess of $20 million.
• Manages personal and team production to achieve monthly production goals.
• Holds business plan reviews with sales team.
• Builds strategic and tactical plans for driving volume growth in the assigned area.
• Participates in sales calls with Loan Originator's.
• Identifies opportunities for improvement in systems and procedures to enhance efficiency.
• Accountable for verifying all loan originators are in compliance with state and federal regulation, as well as policies and procedures set by the bank.
• Monitors quality levels of loan originators to ensure adherence to standards.
• Serves as an intermediary for loan issues with processing, manager and underwriting manager.
• Provides support at bank sponsored events.

• The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed.
• May require work in a Midland office to ensure collaboration and support of internal and external customers.
• Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
• Other duties as assigned.

• Bachelor's degree in business, finance, real estate, or related field.
• Minimum of 3 years of experience leading teams with demonstrated success coaching and motivating team members.
• 5 years' experience in real estate/mortgage sales required.
• NMLS State License or Federal NMLS Registration.
• Strong entrepreneurial and business development/sales experience/skills.
• Knowledge of FHA, FNMA and FHLMS underwriting guidelines.
• Subject matter expert in mortgage compliance regulations.
• Business acumen and judgment – bank mortgage products, policies, and procedures.
• Needs analysis skills – analyzing information regarding customer income/debts, etc. Interpersonal/Persuasive/Influencing and negotiation skills.
• In-depth knowledge of conventional, government, and portfolio guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending…