QNB- Senior Manager, Balance Sheet Management

About QNB

Established in 1964 as Qatar's first Qatari-owned commercial bank, QNB Group has grown to become the largest bank in the Middle East and Africa region. With more than 28,000 employees and 1,000 locations, QNB offers a broad range of advanced products and services across 31 countries.

The incumbent will perform all balance sheet management activities in accordance with the Group's strategy, risk appetite, regulatory requirements and policies and procedures.

• Complies with approved budgets, policies and procedures in relation to balance sheet management operations.
• Implements KPIs and best practices for the Senior Manager, Balance Sheet Management role.
• Promotes cost consciousness and efficiency, enhancing productivity to minimize cost, avoid waste and optimize benefits for the bank.
• Acts within the limits of the powers delegated to the incumbent.

• Assists in building and maintaining strong and effective relationships with all related units to achieve balance sheet management goals.
• Provides timely and accurate information to external and internal auditors, the Compliance function and Group Risk.
• Assists customers with queries on the bank's products and seeks solutions to their requests.
• Maintains activities in accordance with Service Level Agreements (SLAs) to improve turnaround time.
• Builds and maintains strong relationships with related departments to achieve group objectives.

• Performs activities in accordance with the set strategies.
• Complies with departmental policies and procedures for buying/selling deals, maintaining and collating MIS on profitability and revenue, observing compliance with limits approved by the Board or its delegated authorities.
• Follows up on the timely processing of transactions in coordination with Treasury Operations.
• Prepares reports under the direct supervision of the SVP, Balance Sheet Management.
• Monitors gap positions within delegated authority under the guidance of the SVP.
• Is involved in structuring balance sheet management products when deemed necessary by the SVP, Treasury Structured Products and Derivatives.

• Proactively identifies areas for professional development and undertakes development activities.
• Seeks opportunities to remain current with all developments in the professional field.

• Complies with all applicable legal, regulatory and internal compliance requirements, including Group Compliance Policies and Procedures (AML & CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
• Understands and effectively performs duties under the Three Lines of Defence principle to identify, monitor, manage and report risks.
• Ensures systematic good outcomes for clients in accordance with the Conduct Risk policy.
• Supports the framework of RCSA, KRI, incident reporting and remediation in line with Operational Risk Management requirements.
• Maintains appropriate knowledge to ensure full qualification for the role.
• Completes all mandatory training provided by the bank and maintains required competency levels.
• Attends mandatory internal and external seminars as instructed by the bank.

• Ensures high standards of data protection and confidentiality to safeguard commercially sensitive information.
• Maintains utmost confidentiality concerning customer and internal bank information, providing such information on a need-to-know basis only to senior management, audit and compliance functions, and relevant regulators.
• Maintains high professional standards to uphold QNB's reputation and strengthen its market leadership position.
• Performs all other ad-hoc duties or activities related to QNB as requested by management.

• Bachelor's degree preferably in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology.
• Minimum 8 years' experience in an active dealing room, preferably in the Gulf.
• Excellent oral and written communication skills in English and Arabic (preferable).
• Good knowledge of a range of derivatives and interest rate products.
• Strong MS Office skills (Word, Excel, PowerPoint).
• Understanding of hedging techniques in local currencies.
• Analytical and problem-solving skills.
• Knowledge of local laws, regulations and practices.
• Good interpersonal skills.
• Ability to work effectively under market pressures while maintaining professionalism.