VP, Credit - Digitization & AI Portfolio Management

Job Responsibilities

• Align with Digitilization and AI strategy of Personal Banking credit
• Plan roadmap, prioritize initiatives and projects based on impact, risk, benefits and resources available
• Partner with business team in promoting the business agenda of digitization through projects launched by the business teams such as PL digitization etc.
• Participate actively in working groups and update unit head of progress, risks and inputs to ensure these are appropriately highlighted in steerco meetings
• Provide support to other segments of credit in their digitization agenda and initiatives being taken for the benefit of the larger credit unit
• Take ownership of full lifecycle of initiatives from ideation, project planning and implementation
• The AI initiatives should support in driving the portfolio analytics highlighting portfolio risks and opportunities for business growth
• Work with risk teams for advanced AI driven models for lending

• 10+ years of experience in financial services with last few years hands‑on experience in developing digitization and AI projects
• Strong understanding of AI and digitization technologies, data science and business process transformation
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration and adaptability are important to drive change
• Mentor, motivate and help develop the skills of team members