Senior Manager: Corporate and Business Development

Senior Manager:
Corporate and Business Development

Cred Tech is a 100% owned subsidiary of MTN Group Fin Tech. Cred Tech aims to emerge as Africa’s largest digital lending platform with operational and commercial excellence serving as its foundational pillars for achieving unprecedented success. Cred Tech strives to deliver technology and credit scoring services by establishing comprehensive tech and product capabilities, enhancing credit scoring, accelerating time to market, and improving debt and risk management through strategic partnerships.

We at Cred Tech believe this is a game changer in terms of our business strategy. We are looking for an incumbent to join us as we build a successful business together.

As part of your portfolio as Senior Manager:
Corporate Performance and Business Development you will:

• Translate Cred Tech and Group Fin Tech strategy into a lending-specific performance and growth plan
  , with clear roadmaps, milestones, and value levers.
• Define and continuously refine the financial operating model (funding, pricing, unit economics, cost-to-serve, portfolio RoE) for digital lending.
• Cascade strategy and OKRs to teams and partners; track contribution to profitability, portfolio quality, and market expansion
  .
• Build and run the FP&A engine
  : annual plan, budgets, rolling forecasts, variance/driver analysis, executive dashboards, and Board materials.
• Integrate AI/ML-enabled forecasting and scenario modelling (pricing, credit losses, regulatory changes, FX/interest-rate shocks).
• Partner with Product, Risk, Collections, and Technology to optimise the lending P&L: CAC/LTV, activation, utilisation, roll-rate, cure-rate, write-off, and unit economics.
• Convert analysis into clear narratives and investment cases for ExCo/Board; track realisation of benefits post-decision.
• Support pricing and credit-policy experiments (A/B & multi-arm bandits), ensuring governance, explainability, and regulatory alignment.
• Run the growth pipeline
  : market scans, opportunity screening, business cases, due diligence, ROI, risk frameworks, and GTM planning.
• Originate and negotiate strategic partnerships (distribution, data/score partners, embedded-finance anchors, payment rails, collections partners).
• Drive automation of FP&A and performance reporting (Power BI/Anaplan/modern data stack) to reduce cycle time and elevate analytics.
• Define templates and policy/process designs for forecasting, budgeting, and management reporting; embed continuous improvement.
• Align with IFRS/IFRS 9 (expected credit loss concepts), revenue recognition, and Group finance policies; partner with Risk/Compliance for model governance (monitoring, validation, explainability).
• Establish portfolio performance cadences (credit KPIs, early warning indicators, stress tests) and ensure escalation paths are followed.
• Build a high-performing CPM & BD team; clarify roles, goals, and career paths.

The incumbent must have the following:

• Minimum of 4-year tertiary degree (Bachelor’s degree in Finance and / or equivalent)
• Post graduate degree in Finance and/or equivalent professional qualification (preferred); or Chartered Financial Analyst (CFA) (advantageous)
• MBA or Masters (advantageous)
• A Minimum of 8 years of relevant experience in finance or senior business management roles in Financial Services/Fintech Industry
• 4 years of relevant working managerial experience in FP&A / management accounting/ Business Development of a large reputable organisation, with at least 2 years in Financial technology or telecommunications sector would be advantageous
• Proven experience in Finance within a Financial Services/ Fintech industry, with a deep understanding of industry-specific financial practices, regulations and challenges
• Deep understanding of the Banking, Investment & Fintech ecosystem, players, business models and industry related best practices
• Experience working in a global/multinational enterprise (understanding emerging markets advantageous)
• Strong understanding of revenue recognition principles (IFRS, GAAP) and financial reporting

Ready to make and drive the change with us? Apply now!

Closing date: 16 December 2025. Late applications will not be accepted.

Should you not hear from us within 2 weeks of applying, please consider your application unsuccessful.