Treasury Manager

Cash Flow Liquidity Management

Oversee daily cash positioning and ensure sufficient liquidity for operational and capital needs.

• Develop and maintain short‑term and long‑term cash flow forecasts aligned with production and sales cycles.
• Optimize working capital, particularly within inventory‑heavy dairy operations and receivables from distribution channels.

• Take ownership of receivables performance and ensure timely collections from distributors and key accounts.
• Implement and monitor collection targets, escalating overdue accounts and driving resolution.
• Collaborate with sales to enforce credit terms and reduce credit risk exposure.

• Monitor and manage loan maturities, repayments, and covenant compliance.
• Develop strategies to reduce reliance on short‑term borrowings.
• Optimize interest costs through effective utilization of banking facilities.
• Support CFO in funding strategy and debt restructuring when required.

• Oversee trade finance instruments—letters of credit, trust receipts, bank guarantees—for import of raw materials such as milk powder and packaging.
• Coordinate closely with procurement and supply chain for timely payments and shipments.

• Establish and maintain strong internal controls over treasury functions.
• Ensure compliance with corporate policies and local regulations in the UAE/GCC.
• Monitor and authorize payments, ensuring proper documentation and approvals.
• Oversee bank reconciliations and treasury transactions with support from team members.

• Prepare treasury reports, including cash flow forecasts, variance analysis, and risk exposure reports.
• Ensure accuracy and timeliness of daily cash reporting.
• Ensure compliance with IFRS and local regulatory requirements.
• Support audits—both internal and external—related to treasury activities.

Manage and oversee the full general portfolio: PAR, TPL, GLPA, FC, MOC, MBD.

• Lead annual insurance renewal processes, including policy review, market benchmarking, negotiations with insurers/brokers, and cost optimisation.
• Maintain accurate insurance records, policy schedules, asset declarations, and claims history for audit and reporting purposes.

• Bachelor’s degree in finance, accounting, economics, or related field.
• Professional certification preferred (e.g., CA, CFA, CPA).
• Minimum 7–10 years of treasury experience, with at least 3–4 years in a managerial role.
• Mandatory experience in FMCG, preferably dairy or food manufacturing.
• Strong exposure to UAE/GCC banking systems and financial regulations.
• Advanced Excel and financial modeling skills.