Manager Anti-Fraud

About Tabby

Tabby helps users take control of their finances by offering flexible, interest‑free payment solutions across the UAE, KSA, Egypt, and Kuwait. Partnering with global brands like H&M, Adidas, and IKEA, we provide a seamless shopping experience, giving customers the freedom to shop smarter and save more.

Department: Risk B2C

Employment Type: Full Time

Location: UAE

Reporting To: Sergey Bogdanov

We are looking for an experienced Anti‑Fraud Manager to lead fraud prevention strategy across multiple regulated products in the UAE. This role will be responsible for building a unified fraud governance framework, managing cross‑product risk, and ensuring compliance with CBUAE regulations.

• Design and implement a unified fraud governance framework across multiple licenses:
  • BNPL (Finance Companies Regulation)
  • Stored Value Facilities (wallets)
  • Retail Payment Services (transfers)
• Ensure compliance with relevant UAE regulations, including:
  • Decree‑Law No. 6/2025
  • CBUAE authentication requirements (May 2025)
• Establish product‑specific SOPs, escalation processes, and controls within a single framework
• Integrate fraud prevention with AML/CFT requirements (incl. STR/SAR filing via goAML within 24 h)
• Maintain strong audit readiness across all products, including clear audit trails
• Identify and manage cross‑product fraud typologies, including:
  • BNPL: synthetic identity, first‑party fraud, merchant collusion
  • Wallet: account takeover (ATO), unauthorized top‑ups
  • Transfers: money mules, structuring, sanctions evasion
• Detect and mitigate cross‑product fraud patterns (e.g., wallet → BNPL → transfer layering)
• Monitor remittance risks across key corridors (India, Pakistan, Philippines, Bangladesh), including:
  • FATF exposure
  • Structuring below EDD thresholds
  • Correspondent banking risks
• Implement advanced monitoring strategies, leveraging signal correlation across products
• Assess expat population risks, including:
  • Visa expiry tracking
  • Exit risk scoring
  • Employment verification
  • Seasonal trends (e.g., Ramadan, summer)
• Stay ahead of emerging threats, such as:
  • Deepfake KYC bypass
  • AI‑generated document fraud
  • Fraud‑as‑a‑service models
  • Social media‑driven mule recruitment
• Manage relationships and cooperation with UAE authorities:
  • Dubai Police eCrime
  • Abu Dhabi Aman
  • Federal Prosecution
• Lead fraud case escalation, including complaint filing and evidence preparation
• Apply appropriate legal frameworks:
  • Cybercrime Law (Decree‑Law 34/2021)
  • AML Law (Decree‑Law 10/2025)
• Support fraud recovery actions, including:
  • Travel bans
  • Account freezes
  • Asset seizure
  Qualifications

  Must‑Have:

  • 5+ years of experience in fraud prevention, with at least 2 years in UAE/GCC fintech or payments
  • Experience across at least 2 of the following:
    • BNPL / lending
    • Digital wallets
    • Money transfers / remittances
  • Strong experience with CBUAE regulations (licensing, audits, or framework implementation)
  • Proven experience working with UAE law enforcement authorities
  • Fluent in English (Arabic is a strong advantage)

  Nice‑to‑Have:

  • Experience with remittance fraud and AML in UAE corridors
  • Knowledge of sanctions screening and PEP frameworks
  • Certifications such as CFE, CAMS, or equivalent
  • Experience with ML‑based fraud detection across multiple products
  • Familiarity with AECB data, Nebras API, or similar tools
  • Exposure to DIFC/ADGM regulations, correspondent banking, or exchange houses
  Benefits
  • Work on high‑impact fraud challenges across multiple financial products
  • Be part of a fast‑growing fintech in the UAE
  • Collaborate with regulators, law enforcement, and senior stakeholders
  • Shape the future of fraud prevention in a complex, multi‑license environment
  Job Details

  Role Level: Not Applicable

  Work Type: Full‑Time

  Country: United Arab Emirates

  City: Dubai

  Company Website: (Use the "Apply for this Job" box below)..ai