Sr. Associate - Real Estate Structuring & Advisory.CIBG Real Estate Structuring & Adv

Job Description

United Arab Emirates (Fulltime office (FTO))

Department: CIBG

Location:

Dubai, UAE

The Senior Associate will support the Real Estate Structuring & Advisory team in reviewing, underwriting and executing complex real estate debt transactions for institutional real estate clients across the UAE, GCC and select international markets. The role is client-facing and will involve financial modelling, transaction structuring, preparation of credit proposals, lender and client interaction, and execution of development finance, refinancing, acquisition financing and structured real estate credit transactions.

• Prepare complex credit papers, underwriting analyses and investment memorandums for real estate transactions.
• Build and maintain advanced financial models including development cashflows, debt sizing, DSCR, LTV, refinancing and sensitivity analyses.
• Support the structuring and execution of real estate debt transactions across residential, hospitality, commercial, mixed-use, logistics and alternative asset classes.
• Assist with data centre financing, real estate fund structuring, and institutional real estate transactions.
• Meet existing and prospective clients to understand financing requirements and develop appropriate debt solutions.
• Support transaction execution by coordinating with clients, lenders, legal advisors, valuers, consultants and internal stakeholders.
• Review term sheets, facility agreements, legal documentation and due diligence materials.
• Prepare client presentations and transaction materials for internal and external stakeholders.
• Maintain strong awareness of UAE and GCC real estate markets, financing trends and economic developments.
• Work closely with Relationship Managers, Credit, Risk, Treasury and Legal teams to drive transactions to approval and financial close.
• Contribute to portfolio management, monitoring and periodic reporting requirements.
• Support business development efforts and help identify opportunities to grow fee income and client relationships.

• Bachelor’s degree in Finance, Real Estate, Economics, Business or related discipline.
• 3-5 years of experience in real estate finance, corporate banking, real estate advisory, investment management, real estate investments, developer finance or structured finance.
• Strong understanding of UAE real estate markets and financing structures.
• Advanced financial modeling and valuation capabilities.
• Experience preparing credit proposals, transaction analyses and investment presentations.
• Experience working with UAE banks, real estate developers, investment firms, asset managers or advisory platforms.
• CFA Charter holder or CFA Level 2/3 candidate is mandatory.
• MRICS qualification is an advantage.
• Experience in real estate funds, acquisitions, valuations or asset management is an advantage.
• Strong communication, presentation and client management skills.
• Ability to manage multiple transactions and stakeholders simultaneously.
• High attention to detail and strong analytical capabilities.
• Credit Analysis and Underwriting.
• Transaction Execution.
• Presentation and Communication Skills.
• Market Research and Risk Assessment.