Business Banker

FFC Hermantown
4803 Miller Trunk Hwy
Hermantown, MN , USA

Frandsen Bank & Trust is seeking an experienced Business Banker for our Duluth and Hermantown offices. The Business Banker prospects for, underwrites, and closes secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes and manages positive business relationships with existing and prospective customers, by performing assigned duties and responsibilities.

• Actively supports the lending staff develop new and existing business relationships through key contacts within the local community to market the bank’s services with emphasis on commercial lending and other areas as designated.
  • Meet or exceed minimum number of customer development calls per month as defined in individual work plan.
• Analyzes individual loan documents to determine customers’ cash flow, ability to pay the loan, profit potential of the loan, etc. in order to minimize loan loss and maximize potential profit.
• Supports lending staff meet and interview applicants to determine creditworthiness, deny or grant each loan, secure required signatures, explains procedures or reasons for denial, and presents possible alternatives to those denied to maintain a favorable bank image.
• Bachelor’s degree in business, finance or related field or equivalent years in the banking industry.
• Three to Five years of experience, preferably in a financial institution or consumer loan department.
• Ability to manage a $20+ million loan portfolio.

Salary range is $82,600 - $124,000 annually depending on experience.

We offer a competitive benefits package including health insurance, dental insurance, vision insurance, 401k, profit sharing, and ancillary benefits.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.

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