Consumer Loan Underwriter II

Consumer Loan Underwriter II – Baxter, MN or Superior, WI
Job Type:Full-Time, Exempt

Across Minnesota and Wisconsin, National Bank of Commerce is making a difference in the financial lives of the people, communities, and businesses we serve. We exist to help our customers accomplish more than they could on their own. Join our creative and accomplished professional team to help us make more possible.

The Consumer Loan Underwriter II is responsible for evaluating, approving, suspending, or issuing adverse action decisions on all consumer loan applications. This role manages the consumer loan pipeline, ensures compliance with internal policies and regulatory requirements, and provides reporting to support portfolio performance monitoring. The ideal candidate brings strong analytical skills, sound judgment, and a deep understanding of consumer lending practices.

Compensation and Benefits

• Full-time annualized starting salary range for this position is $52,000 to $78,000, contingent on relevant skills, training, experience, education, and other job-related factors permitted by law.
• National Bank of Commerce offers an excellent benefits package including health, dental, and vision plan for you, your spouse, and eligible children, Health Savings Account (HSA) contribution (including employer contributions), flexible spending accounts, 401(k) plan with a generous match, paid time off program, paid holidays & floating holidays, volunteer time off program, employer paid life insurance, voluntary life plans, short-term disability insurance, long-term disability insurance, health and wellness incentive, and employee assistance program.

Consumer Loan Underwriter II – Baxter, MN or Superior, WI
Job Type:Full-Time, Exempt

Across Minnesota and Wisconsin, National Bank of Commerce is making a difference in the financial lives of the people, communities, and businesses we serve. We exist to help our customers accomplish more than they could on their own. Join our creative and accomplished professional team to help us make more possible.

The Consumer Loan Underwriter II is responsible for evaluating, approving, suspending, or issuing adverse action decisions on all consumer loan applications. This role manages the consumer loan pipeline, ensures compliance with internal policies and regulatory requirements, and provides reporting to support portfolio performance monitoring. The ideal candidate brings strong analytical skills, sound judgment, and a deep understanding of consumer lending practices.

Compensation and Benefits

• Full-time annualized starting salary range for this position is $52,000 to $78,000, contingent on relevant skills, training, experience, education, and other job-related factors permitted by law.
• National Bank of Commerce offers an excellent benefits package including health, dental, and vision plan for you, your spouse, and eligible children, Health Savings Account (HSA) contribution (including employer contributions), flexible spending accounts, 401(k) plan with a generous match, paid time off program, paid holidays & floating holidays, volunteer time off program, employer paid life insurance, voluntary life plans, short-term disability insurance, long-term disability insurance, health and wellness incentive, and employee assistance program.

• High school diploma required.
• Associate degree in Finance, Business, or related field preferred (or equivalent combination of education and experience).
• Minimum of 1 year of consumer loan underwriting or similar experience.
• Strong understanding of consumer lending practices and credit culture.
• Knowledge of regulatory requirements including REG B, REG O, ECOA, Patriot Act, Fair Credit Reporting Act, and CRA.
• Proficiency with computer systems, including Excel; strong analytical and customer service skills.
• Excellent organizational skills with the ability to multitask, prioritize, and maintain accuracy under deadlines.
• Ability to maintain confidentiality and work effectively in a team environment.
• Ability to work in-office and/or remotely as needed.
• Demonstrated alignment with NBC core values:
  Respect, Integrity, Teamwork, and Accountability.

National Bank of…