Business Banking Relationship Officer II

BUSINESS BANKING RELATIONSHIP OFFICER - MINNEAPOLIS/ST. PAUL, MINNESOTA

We are looking for a Business Banking Relationship Officer to help grow UMB’s business banking loan portfolio and sell related revenue‑generating services to companies with annual revenues typically between $1 million and $20 million.

• Sell commercial & industrial, practice finance, and payment technology solutions to prospective companies.
• Build relationships with business owners, CFOs, CEOs, and controllers in the community.
• Manage existing business, maintaining relationship profitability, portfolio risk, and profitable growth of loans, deposits, and fee income.
• Qualify companies for loan business, ensure overall credit quality of assigned portfolio, and present loan proposals to underwriter or loan committee.
• Negotiate loan proposals, analyze and evaluate credit requests, and write loan commitments.
• Act as the primary contact for all financial services and ensure retention of business.

• Bachelor’s degree or equivalent work experience of up to 5 years in a commercial lending role.
• Experience in sales to small businesses, credit knowledge, and credit underwriting knowledge.
• Strategic industry sales knowledge and marketing abilities in the relevant industries.
• Strong networking, credit, negotiation, and communication skills.

U.S. employees based in various states: salary ranges differ by region. For example, in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin, the range is $63,830–$100,210. In California, Washington DC, New Jersey, and New York, the range is $69,920–$109,460. In other states, the range is $57,760–$90,960. Actual compensation may vary by location, experience level, and other factors.

Eligible associates receive a competitive benefits package that includes paid time off, a 401(k) matching program, annual incentive pay, paid holidays, and a comprehensive company‑sponsored plan covering medical, dental, vision and other insurance. Additional offerings include health savings, flexible spending, dependent care accounts, adoption assistance, employee assistance program, fitness reimbursement, tuition reimbursement, associate wellbeing program, associate emergency fund, and associate banking benefits.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e‑mail to  to let us know the nature of your request.

Applicants are encouraged to submit their information through the UMB career portal. For California residents, please review the Privacy Notice for California Job Candidates.