Credit Analyst

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Full Time Professional Duluth, MN, US

5 days ago Requisition

Salary Range: $25.00 To $35.00 Hourly

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting smart lending decisions?

We’re looking for a Credit Analyst who’s equal parts analytical thinker, detail detective, and collaborative partner. In this role, you’ll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions.

• Analyzing financial statements, credit reports, and other data to assess the strength of business members’ credit requests
• Performing initial credit analysis to determine alignment with credit union policies and guidelines
• Assisting with or preparing clear, concise credit presentations for lending decisions
• Monitoring loan collateral, valuations, and inspections to ensure compliance with agreements and loan covenants
• Supporting lenders with ongoing portfolio management and problem loan administration
• Preparing and maintaining reports on members’ credit obligations and financial performance
• Collecting and organizing financial data directly from members when needed
• Updating and maintaining credit and loan systems with accurate data entry and reporting
• Contributing to special projects and supporting team initiatives

• Have 3–5 years of experience in credit analysis, commercial lending, or a related financial role
• Enjoy analyzing financial data and translating it into clear recommendations
• Are highly organized, detail-oriented, and pride yourself on accuracy
• Communicate complex financial concepts clearly and professionally
• Can manage multiple priorities while meeting deadlines
• Work well independently but also enjoy collaborating with a team
• Are comfortable using loan software, reporting tools, and Microsoft Office

• Have experience working with commercial or business lending portfolios
• Are skilled at identifying potential risks and offering proactive solutions
• Enjoy building relationships with internal teams and supporting lenders
• Thrive in a fast-paced environment where no two days are exactly the same

• Accurate, thorough credit analysis that supports strong lending decisions
• Well-prepared credit presentations that clearly communicate risk and opportunity
• Timely and compliant reporting on credit activity and loan performance
• Strong collaboration with lenders and internal partners
• Maintaining high standards of confidentiality, professionalism, and service

We’re more than a credit union—we’re a team committed to helping our members and communities thrive. At Superior Choice Credit Union, your expertise helps drive smart decisions, support local businesses, and strengthen financial futures.

If you’re ready to put your analytical skills to work in a meaningful way, we’d love to have you on our team.

Superior Choice Credit Union has proudly served the community for over 90 years, with more than 150 team members supporting over 30,000 members across Wisconsin and Minnesota. Learn more at