Excess & Surplus - Underwriter

At The Cincinnati Insurance Companies we put people first and apply the Golden Rule to our daily operations. We’re looking for extraordinary people to join our talented team of service‑oriented, ethical, knowledgeable, and caring associates. Our goal is to protect families and businesses from loss and to bring value to the communities we serve.

Minnesota – candidates must reside within the territory or in proximity to our Fairfield, OH headquarters.

The pay range for this position is $75,000 – $140,000 annually, based on education, experience, location, and skills. Eligible associates may also receive an annual cash bonus and stock incentives.

• work in partnership with producers and an assigned underwriting assistant to solicit, underwrite, and price new and renewal surplus lines commercial property and casualty business
• determine individual risk acceptability, pricing, coverage, terms, and conditions
• develop, analyze, and evaluate information and exposures for complex risks
• achieve production and loss ratio goals within the assigned regional territory
• work independently with a high level of authority and judgment
• determine need for and secure appropriate reinsurance on individual accounts
• mentor and train underwriters and underwriting assistants
• develop successful business relationships with producers and reinsurers
• research new products and coverage forms
• travel within the assigned territory, including occasional overnight stays

• property and casualty underwriting experience
• proficient use of Microsoft Word, Excel, and Outlook
• strong interpersonal, organizational, and time‑management skills
• strong decision‑making, analytical, and negotiating abilities
• desire to build relationships and listen effectively
• ability to develop positive working relationships with team members and agents
• skilled use of verbal communication to explain, negotiate, and present information, and understanding of when to use verbal or written communication
• a valid driver’s license (a Motor Vehicle Record background check will be required, and the position may include a company vehicle)

• bachelor’s degree or extensive relevant excess and surplus lines underwriting experience
• minimum 5 years of experience working with commercial lines property and casualty products
• prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred
• ASLI or CPCU designations are preferred
• candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory

We offer a comprehensive benefits package, including health, dental, vision, retirement plans, and additional amenities. Learn more about our benefits and amenities packages.

We welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race, creed, color, sex, sexual orientation, gender identity, transgender status, religion, national origin, age, disability, military service, veteran status, pregnancy, AIDS/HIV or genetic information, or any other basis prohibited by law.

US-Minnesota