Mortgage Disclosure Specialist and Closer

At TBK Bank, a subsidiary of Triumph, we are a team of passionate, driven, collaborative, solutions‑minded professionals who aim to make a difference in the lives of our customers and communities. Our mission is to do well and do good at the same time, striving for excellence while delivering with humility.

• Prepare and deliver mortgage loan disclosures including the Loan Estimate and Closing Disclosure.
• Prepare and deliver revised disclosures for changes in circumstances on mortgage loans.
• Coordinate with settlement agents to balance mortgage loan transactions.
• Prepare mortgage closing document packages to be delivered to the settlement agent.
• Review loans prior to closing to ensure document accuracy, including the final Closing Disclosure and closing documents.
• Prepare funding and booking documents for closed loans.
• Ship original documents to mortgage investors.
• Track loans in post‑closing with investor to ensure timely purchase.
• Implement and maintain effective trailing document tracking system to comply with investor requirements.
• Maintain file integrity and ensure all files are set up in accordance with departmental, state, and federal guidelines.
• Review monitoring for homeowner’s insurance, property taxes, and flood insurance for the mortgage loan portfolio; take all necessary steps to ensure updated information is received in a timely manner.
• Other duties as assigned.

• High school diploma or GED required.
• Associate’s degree or higher preferred.
• Two years’ experience in mortgage lending or related field preferred.
• Working knowledge of mortgage lending procedures, construction lending and FNMA, FHA, VA, FHFA, FHLMC and GNMA type loan programs is a plus.
• Working knowledge of mortgage regulatory compliance, to include RESPA, TIL, HMDA, HOEPA, Flood, Fair Lending, etc., is a plus.

• Strong organizational skills.
• Excellent verbal and written communication skills.
• Exceptional interpersonal communication skills.
• Ability to work independently on assigned tasks as well as to accept direction on given assignments.
• Proficiency with Microsoft Office (Excel, Outlook, PowerPoint).
• Ability to interpret and apply regulations and investor requirements.

• Moderate noise (business office with computers, phone, and printers, light traffic).
• Ability to work in a confined area.
• Ability to sit at a computer terminal for an extended period of time; occasional stooping or kneeling may be necessary.
• Regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone.
• Specific vision abilities required due to computer work.
• Light to moderate lifting required.

Hourly: $23.75 - $33.25

We offer Medical, Dental, Vision, Paid Time Off, 401(k) and much more.